ZIP 36523 Foreclosure, Tax-Lien & Distress Report
Mobile County, Alabama · High Vacancy market
ZIP 36523's composite property-distress score is 37/100 - DLRadar classes that as moderate for Mobile County, Alabama. What sets it apart are the readings on structural risk (82/100), institutional ownership (69/100), construction/permit lag (66/100). mortgage stress (25/100) stay muted. It additionally carries heavy environmental risk: climate & FEMA risk (98/100), FEMA disaster exposure (92/100), flood (NFIP) exposure (88/100). Structural risk reads 82/100 against active distress of 7/100.
The peak-phase market in 36523 posted values that rose 1.0% over the year, and 21% higher over three years, at 34/100 phase confidence. Near a top, distress surfaces unevenly, so parcel screening beats headline strength.
Median household income is $57,988, below the U.S. median near $78,000. Roughly 16.2% live below the poverty line. Rent burden reaches 44% of tenant households. Vacancy runs 22.6%, above the national norm and a classic distress-and-opportunity signal. Home values center near $165,900, an affordability ratio of 3.3× — accessible. 84% of housing is owner-occupied. DLRadar's demographic-stress index for the area reads 33/100. 2,650 residents call 36523 home, typically aged 44. About 19% have a four-year degree. There are about 1,276 housing units across 36523.
Net-net, 36523 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. There is no property file for 36523 at the moment; the composite and its components are still built from verifiable records.
No ZIP is too small to score: 36523 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 37/100 composite is a like-for-like number rather than an isolated estimate. Every figure is auditable to a public dataset and refreshed as records update; 36523 shows blanks, not estimates, wherever the record is sparse.
The 37/100 figure for 36523 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. For an operator, 36523 is step one - verify, pull the parcels driving the score, and move straight through to a funded close.
ZIP 36523 distress signals, scored
Tax arrears, institutional buyers, insurance load, flood exposure, stalled construction, dislocated pricing and auction velocity — together with the 0 individual distressed properties (owner, address, APN, per-property score and exit read) are in the full DLRadar report.
The 36523 distress snapshot
Live ZIP-level distress, market-phase, housing and bank-pressure read — the same report attached to every property.
Adjacent Mobile County ZIP reports
Nearest ZIP codes to 36523
By straight-line distance between ZIP centers — the surrounding market, whichever county or state line it crosses.
More distress data near 36523
Related ZIP, county and statewide reads linked to Mobile County, Alabama.
Unlock parcel-level detail for ZIP 36523
Every distressed parcel in 36523 comes with owner and address, APN, its own distress score, bank exposure and an exit-velocity read — plus a one-click path to owner and lender records, refreshed continuously nationwide.
Built from public records, scored the same way everywhere · methodology