ZIP 36528 Foreclosure, Tax-Lien & Distress Report

Composite property distress in 36528 (Mobile County, Alabama) lands at 35/100 — moderate on DLRadar's public-record scoring. Latent structural risk is 78/100 while live distress already moving reads 7/100. It additionally carries heavy environmental risk: climate & FEMA risk (98/100), flood (NFIP) exposure (83/100), FEMA disaster exposure (78/100). The pressure is most legible in structural risk (78/100), construction/permit lag (66/100), institutional ownership (61/100). mortgage stress (25/100) stay muted.

The peak-phase market in 36528 posted values that rose 1.0% over the year, and 2% lower over three years, at 34/100 phase confidence. Topping markets hide individual distress behind strong averages.

The ZIP holds roughly 2,262 housing units. 3.2% of residents fall below the poverty threshold. The typical home is worth about $432,200 (6.0× income). Around 40% of adults hold a bachelor's degree or higher. 98% of housing is owner-occupied. Rent burden reaches 50% of tenant households. Population is roughly 1,944 with a median age of 61. On demographic stress specifically, 36528 scores 39/100. Vacancy runs 61.6%, above the national norm and a classic distress-and-opportunity signal. At $64,615, median income runs below typical U.S. levels.

Taken together, 36528 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. There is no property file for 36528 at the moment; the composite and its components are still built from verifiable public records.

The 36528 read uses the identical public-record model applied coast to coast, which means its 35/100 score means exactly what it means anywhere else, and 36528 stays directly comparable to neighboring ZIPs and the rest of Mobile County, Alabama. The score is rebuilt from public data as it updates, so 36528 reflects the current record instead of a stale or modeled snapshot.

The 35/100 figure for 36528 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. The point of the 36528 score is action: it tells you whether to open the ZIP, and DLRadar takes it from there to parcels, funding and close.