Mobile County, AL: Foreclosures, Tax Liens & Distressed Properties

Mobile County, AL, Alabama: 39 ZIP codes scored, Mobile County, AL averaging 37/100 (moderate, Mobile, AL), from 29 to 37. Mobile County, AL is in its peak phase (Mobile, AL confidence 34/100): Mobile, AL home prices up 1.0% (Mobile, AL) over twelve months. Mobile County, AL lender headwind: 43/100.

Highest-scoring Mobile County, AL ZIPs: 36505 (37/100), 36509 (37/100), 36512 (37/100), 36521 (37/100), 36523 (37/100), 36525 (37/100). Also scored in Mobile County, AL: 36528, 36541, 36544, 36560, 36568, 36571, 36572, 36575, 36582, 36587.

Across Mobile County, AL's scored ZIPs: median home value $177,115, household income $59,614, 16.2% vacancy, 24.1% poverty, 64% owner-occupied, median age 41.3.

Mobile County, AL insurance distress 92/100 (#66 in the US); FEMA hazard 96/100 for Mobile, AL; 6 federal disaster declarations in Mobile County, AL since 2023 (6 hurricane); 40 Mobile, AL NFIP flood claims, $1.0M paid; Mobile, AL construction distress 66/100.

25 banks with 104 branches lend in Mobile County, AL; Mobile, AL weighted bank stress 61/100, highest 88/100 in Mobile, AL.

Mobile County, AL unemployment 4.4% (Mobile, AL +0.4 pts, six months); 1,187 new housing units permitted in Mobile County, AL over twelve months, Mobile, AL down 16% from 1,407; Mobile, AL home prices +8.7% a year (Mobile, AL) over three years.

186,082 housing units in Mobile County, AL; 56,379 Mobile, AL renter households; 48% of Mobile, AL renters spend 30%+ of income on rent, 24% (Mobile, AL) half or more.

Mobile County, AL ranks #279 nationally on the opportunity index (Mobile, AL, among all ranked counties); Mobile, AL scores 34.9/100 and Mobile, AL sits #10 inside Alabama. Mobile, AL is in the peak_opportunity opportunity phase; Mobile, AL's primary driver is construction, Mobile, AL second driver vacancy; Mobile, AL moved up 432 places. 90 short-sale listings across Mobile, AL; 90 days on market observed in Mobile, AL; 12.8% vacancy over 39 Mobile, AL ZIPs.

1.6% of Mobile County, AL mortgages were ninety-plus days late in December 2025; Mobile, AL's thirty-to-eighty-nine-day share was 4.1% (CFPB county sample). Mobile, AL's ninety-day rate is up 0.5 points on twelve months earlier; the Mobile, AL peak since 2008 was 5.3% in February 2012; Alabama overall reads 1.1%.

Mobile County, AL has 9 watched banks; 9 Mobile, AL banks sit in an elevated band. Mobile, AL footprints: Regions Bank (24 branches, stress 57) in Mobile, AL; River Bank&Trust (3 branches, stress 65) in Mobile, AL; Commonwealth National Bank (2 branches, stress 85) in Mobile, AL.

HUD lists 51 assisted multifamily properties in Mobile County, AL with 3,700 units; 1,634 Mobile, AL units are assisted, 13 Mobile, AL properties under project-based Section 8.

24,417 of the 186,082 housing units in Mobile, AL sit vacant. Mobile County, AL permitted 53 multifamily units in twelve months; Mobile, AL's one-to-four unit structures added 1,134 units in Mobile County, AL.