ZIP 36575 Foreclosure, Tax-Lien & Distress Report

Scored purely from public records, 36575 (Mobile County, Alabama) returns a moderate composite of 35/100. It additionally carries heavy environmental risk: climate & FEMA risk (98/100), flood (NFIP) exposure (83/100), FEMA disaster exposure (78/100). Its heaviest discrete signals: structural risk (78/100), construction/permit lag (66/100), institutional ownership (61/100). On the quiet end sit mortgage stress (25/100). Structural exposure scores 78 and live distress 7 on the 0–100 scale.

The market reads peak — home values rose 1.0% year on year, and 21% higher over three years (phase confidence 34/100). Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

84% of housing is owner-occupied. The ZIP holds roughly 8,494 housing units. Vacancy runs 7.4%. Educational attainment sits at 21% bachelor's-or-above. Home values center near $205,500, an affordability ratio of 2.8× — accessible. Around 30% of renters are cost-burdened. Population is roughly 22,444 with a median age of 37. Households earn a median $69,381 — near the roughly $78,000 national figure. The poverty rate is 8.4%. On demographic stress specifically, 36575 scores 26/100.

Overall, 36575 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. Parcel-level detail for 36575 is not published yet -- the ZIP-level readings above remain fully sourced to public records.

No ZIP is too small to score: 36575 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 35/100 composite is a like-for-like number rather than an isolated estimate. The score is rebuilt from public data as it updates, so 36575 reflects the current record instead of a stale or modeled snapshot.

The 35/100 for 36575 sums independent layers - foreclosure, mortgage, tax-lien, lender headwind and structural risk - so the mix behind the number matters as much as the number. Practically, 36575 works as a screen — verify the reading, drill to the specific parcels driving it, and carry the deal through capital and closing on the platform.