ZIP 36609 Foreclosure, Tax-Lien & Distress Report

On DLRadar's 0-100 public-record scale, ZIP 36609 in Mobile County, Alabama comes in at 35, a moderate composite-distress reading. Climate and flood risk are elevated too — climate & FEMA risk (98/100), flood (NFIP) exposure (83/100), FEMA disaster exposure (78/100). The pressure is most legible in structural risk (78/100), construction/permit lag (66/100), institutional ownership (61/100). mortgage stress (25/100) stay muted. On the structural side it scores 78/100, with 7/100 of stress already active.

The market reads peak — home values rose 1.0% year on year, and 10% higher over three years, at 34/100 phase confidence. At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

There are about 12,734 housing units across 36609. 17.9% of residents fall below the poverty threshold. Home values center near $205,300, an affordability ratio of 4.1×. The vacancy rate is 11.4% — elevated. The tenure split is 43% owner-occupied to 57% rented. On demographic stress specifically, 36609 scores 35/100. Educational attainment sits at 34% bachelor's-or-above. Around 41% of renters are cost-burdened. Population is roughly 24,091 with a median age of 35. Households earn a median $49,724 — below the roughly $78,000 national figure.

On balance 36609 is mixed, rewarding parcel-by-parcel screening over broad assumptions. No parcel file is published for 36609 yet, but every score above is drawn from a verifiable public dataset and refreshed as records post.

Big metro or rural, 36609 runs through one identical public-record model, so its 35/100 sits on the same scale as every other ZIP in Mobile County, Alabama and the nation. Where the public record is thin for 36609, the field stays empty rather than modeled, and fills in as new documents post.

Each component behind 36609 - foreclosure, mortgage stress, tax and lien delinquency, lender pullback, structural exposure - is graded on its own before the 35/100 roll-up. In workflow terms, 36609 is a go/no-go - the score says whether to drill in, then DLRadar carries you to parcels, capital and closing.