ZIP 36615 Foreclosure, Tax-Lien & Distress Report

DLRadar grades ZIP 36615 (Mobile County, Alabama) at a moderate 35/100 for overall property distress. Climate and flood risk are elevated too — climate & FEMA risk (98/100), flood (NFIP) exposure (83/100), FEMA disaster exposure (78/100). The split runs 78/100 structural to 0/100 active on the ground. The most distinctive pressure shows up in structural risk (78/100), construction/permit lag (66/100), institutional ownership (61/100).

The market reads peak — home values rose 1.0% year on year (phase confidence 34/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

On balance 36615 is mixed, rewarding parcel-by-parcel screening over broad assumptions. 36615 has no individual parcels listed at present; the signals above still come from the same audited public sources used nationwide.

The number is not local guesswork: 36615's 35/100 comes from the same nationwide foreclosure, tax, mortgage and lender model, making it directly comparable anywhere. Nothing here is interpolated — where a source is thin for 36615, DLRadar leaves it blank rather than guessing, and re-scores as new records post.

The 35/100 figure for 36615 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. In workflow terms, 36615 is a go/no-go - the score says whether to drill in, then DLRadar carries you to parcels, capital and closing.