ZIP 36604 Foreclosure, Tax-Lien & Distress Report

On DLRadar's 0-100 public-record scale, ZIP 36604 in Mobile County, Alabama comes in at 35, a moderate composite-distress reading. Property-level stress concentrates in structural risk (78/100), construction/permit lag (66/100), institutional ownership (61/100). By contrast, mortgage stress (25/100) register low. Structurally it carries 78/100, against 7/100 of stress already in motion. It additionally carries heavy environmental risk: climate & FEMA risk (98/100), flood (NFIP) exposure (83/100), FEMA disaster exposure (78/100).

Prices here sit in a peak phase: values rose 1.0% over the trailing year, and 11% higher over three years, at 34/100 phase confidence. Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

Households earn a median $60,750 — below the roughly $78,000 national figure. The vacancy rate is 24.7% — elevated. 16.7% of residents fall below the poverty threshold. Population is roughly 9,050 with a median age of 39. The typical home is worth about $249,300 (3.9× income, relatively affordable). About 42% have a four-year degree. DLRadar's demographic-stress index for the area reads 35/100. The tenure split is 55% owner-occupied to 45% rented. Rent burden reaches 43% of tenant households. The ZIP holds roughly 5,012 housing units.

Net-net, 36604 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Parcel-level detail for 36604 is not published yet -- the ZIP-level readings above remain fully sourced to public records.

The number is not local guesswork: 36604's 35/100 comes from the same nationwide foreclosure, tax, mortgage and lender model, making it directly comparable anywhere. Every figure is auditable to a public dataset and refreshed on ingest; 36604 shows blanks, not estimates, wherever the record is sparse.

Behind 36604's composite sit distinct signals (foreclosure, mortgage, tax-lien, lender and structural), each scored on its own before rolling up, so two ZIPs with the same total can describe very different situations on the ground. Treat 36604 as a screen: confirm the composite, open the distressed parcels beneath it, and run the deal to funding and close on DLRadar.