ZIP 36541 Foreclosure, Tax-Lien & Distress Report

In Mobile County, Alabama, ZIP 36541 scores 37 of 100 for composite distress, a moderate level on DLRadar's distress index. Environmental exposure also runs high (climate & FEMA risk (98/100), FEMA disaster exposure (92/100), flood (NFIP) exposure (88/100)). On the structural side it scores 82/100, with 7/100 of stress already active. The sharpest non-environmental signals are structural risk (82/100), institutional ownership (69/100), construction/permit lag (66/100). By contrast, mortgage stress (25/100) register low.

Prices here sit in a peak phase: values rose 1.0% over the trailing year, and 15% higher over three years, at 34/100 phase confidence. Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

The typical home is worth about $167,500 (2.1× income, relatively affordable). The poverty rate is 9.8%. At $76,622, median income runs near typical U.S. levels. Around 31% of renters are cost-burdened. On demographic stress specifically, 36541 scores 25/100. There are about 6,333 housing units across 36541. Educational attainment sits at 14% bachelor's-or-above. 87% of housing is owner-occupied. 16,353 residents call 36541 home, typically aged 39. The vacancy rate is 11.5% — elevated.

On balance 36541 is mixed, rewarding parcel-by-parcel screening over broad assumptions. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.

The 36541 read uses the identical scoring model applied coast to coast, which means its 37/100 score means exactly what it means anywhere else, and 36541 stays directly comparable to neighboring ZIPs and the rest of Mobile County, Alabama. Nothing here is interpolated — where a source is thin for 36541, DLRadar leaves it blank rather than guessing, and re-scores as new records post.

Behind 36541's composite sit distinct signals (foreclosure, mortgage, tax-lien, lender and structural), each scored on its own before rolling up, so two ZIPs with the same total can describe very different situations on the ground. For an operator, 36541 is step one - verify, pull the parcels driving the score, and move straight through to a funded close.