ZIP 36544 Property Distress & Foreclosure Data

In Mobile County, Alabama, ZIP 36544 scores 38 of 100 for composite distress, a moderate level on DLRadar's public-record index. Climate and flood risk are elevated too — climate & FEMA risk (98/100), flood (NFIP) exposure (83/100), FEMA disaster exposure (83/100). Its standout signals are construction/permit lag (83/100), structural risk (83/100), institutional ownership (63/100). mortgage stress (25/100) stay muted. Structural risk reads 83/100 against active distress of 7/100.

Prices here sit in a peak phase: values rose 3.0% over the trailing year, and 7% higher over three years, at 32/100 phase confidence. At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

The typical home is worth about $140,000 (2.1× income, relatively affordable). 75% of housing is owner-occupied. 10,800 residents call 36544 home, typically aged 43. Vacancy runs 10.5%. Rent burden reaches 51% of tenant households. At $56,405, median income runs below typical U.S. levels. Around 9% of adults hold a bachelor's degree or higher. There are about 4,512 housing units across 36544. The poverty rate is 16.7% — high, a tax-stress and distress correlate. The demographic-stress sub-score lands at 31/100.

Overall, 36544 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.