ZIP 36544 Foreclosure, Tax-Lien & Distress Report

Composite property distress in 36544 (Mobile County, Alabama) lands at 35/100 — moderate on DLRadar's public-record scoring. Environmental exposure also runs high (climate & FEMA risk (98/100), flood (NFIP) exposure (83/100), FEMA disaster exposure (78/100)). Its standout signals are structural risk (78/100), construction/permit lag (66/100), institutional ownership (61/100). mortgage stress (25/100) stay muted. Structural risk reads 78/100 against active distress of 7/100.

The market reads peak — home values rose 1.0% year on year, and 7% higher over three years, at 34/100 phase confidence. Topping markets hide individual distress behind strong averages.

A median home runs $140,000 here, or 2.1 times local income. The tenure split is 75% owner-occupied to 25% rented. About 10,800 people live here, median age 43. The vacancy rate is 10.5%. Rent burden reaches 51% of tenant households. Median household income is $56,405, below the U.S. median near $78,000. Around 9% of adults hold a bachelor's degree or higher. There are about 4,512 housing units across 36544. The poverty rate is 16.7% — high, a tax-stress and distress correlate. On demographic stress specifically, 36544 scores 31/100.

Net-net, 36544 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. There is no property file for 36544 at the moment; the composite and its components are still built from verifiable public records.

Whether 36544 runs hot or quiet, its 35/100 composite is built the same deterministic way as every ZIP in the country — from recorded foreclosure, mortgage, tax-lien, climate and lender signals — so 36544 can be compared directly against any other ZIP in Mobile County, Alabama or nationwide. Where the public record is thin for 36544, the field stays empty rather than modeled, and fills in as new documents post.

Each component behind 36544 - foreclosure, mortgage stress, tax and lien delinquency, lender pullback, structural exposure - is graded on its own before the 35/100 roll-up. For a buyer, 36544 is one row in a larger workflow: confirm the score, pull the distressed parcels behind it, then move from signal to funded, closed acquisition through DLRadar.