ZIP 36693 Foreclosure, Tax-Lien & Distress Report

Scored purely from public records, 36693 (Mobile County, Alabama) returns a moderate composite of 35/100. Leading the profile are structural risk (78/100), construction/permit lag (66/100), institutional ownership (61/100). mortgage stress (25/100) stay muted. Climate and flood risk are elevated too — climate & FEMA risk (98/100), flood (NFIP) exposure (83/100), FEMA disaster exposure (78/100). Structural exposure scores 78 and live distress 7 on the 0–100 scale.

The market reads peak — home values rose 1.0% year on year, and 14% higher over three years, at 34/100 phase confidence. Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

Rent burden reaches 39% of tenant households. Population is roughly 18,257 with a median age of 43. Median household income is $69,580, near the U.S. median near $78,000. Educational attainment sits at 40% bachelor's-or-above. There are about 8,869 housing units across 36693. Vacancy runs 13.8%, above the national norm and a classic distress-and-opportunity signal. The demographic-stress sub-score lands at 27/100. Home values center near $210,200, an affordability ratio of 2.9× — accessible. The poverty rate is 9.6%. Owners hold 68% of homes, renters 32%.

Taken together, 36693 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.

The 36693 read uses the identical public-record model applied coast to coast, which means its 35/100 score means exactly what it means anywhere else, and 36693 stays directly comparable to neighboring ZIPs and the rest of Mobile County, Alabama. Sparse data for 36693 shows as blanks, never estimates, and the score updates on every fresh public filing.

Behind 36693's composite sit distinct signals (foreclosure, mortgage, tax-lien, lender and structural), each scored on its own before rolling up, so two ZIPs with the same total can describe very different situations on the ground. For an operator, 36693 is step one - verify, pull the parcels driving the score, and move straight through to a funded close.