ZIP 36522 Foreclosure, Tax-Lien & Distress Report

DLRadar grades ZIP 36522 (Mobile County, Alabama) at a moderate 32/100 for overall property distress. Latent structural risk is 71/100 while live distress already moving reads 7/100. The sharpest non-environmental signals are structural risk (71/100), construction/permit lag (66/100), institutional ownership (57/100). By contrast, mortgage stress (23/100) register low. Environmental exposure also runs high (climate & FEMA risk (85/100), FEMA disaster exposure (78/100), flood (NFIP) exposure (65/100)).

Prices here sit in a peak phase: values rose 1.9% over the trailing year, and 9% higher over three years (phase confidence 30/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

About 6,892 people live here, median age 39. At $48,961, median income runs below typical U.S. levels. The typical home is worth about $163,200 (3.1× income, relatively affordable). About 9% have a four-year degree. The ZIP holds roughly 3,331 housing units. Around 30% of renters are cost-burdened. The vacancy rate is 17.3% — elevated. The demographic-stress sub-score lands at 34/100. The tenure split is 69% owner-occupied to 31% rented. 26.5% of residents fall below the poverty threshold.

On the whole, 36522 leans distressed, with opportunity clustered in specific stressed parcels. Parcel-level detail for 36522 is not published yet -- the ZIP-level readings above remain fully sourced to public records.

Big metro or rural, 36522 runs through one identical public-record model, so its 32/100 sits on the same scale as every other ZIP in Mobile County, Alabama and the nation. The score is rebuilt from public data as it updates, so 36522 reflects the current record instead of a stale or modeled snapshot.

Each component behind 36522 - foreclosure, mortgage stress, tax and lien delinquency, lender pullback, structural exposure - is graded on its own before the 32/100 roll-up. For an operator, 36522 is step one - verify, pull the parcels driving the score, and move straight through to a funded close.