ZIP 36513 Foreclosure, Tax-Lien & Distress Report

In Washington County, Alabama, ZIP 36513 scores 28 of 100 for composite distress, a low level on DLRadar's public-record index. Environmental exposure also runs high (FEMA disaster exposure (78/100), climate & FEMA risk (68/100)). The sharpest non-environmental signals are construction/permit lag (66/100), structural risk (61/100), institutional ownership (51/100). On the structural side it scores 61/100, with 0/100 of stress already active.

Prices here sit in a peak phase: values rose 3.1% over the trailing year (phase confidence 25/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

Vacancy runs 8.9%. Home values center near $110,100. There are about 226 housing units across 36513. About 0% have a four-year degree. Roughly 0.0% live below the poverty line, a low share typical of higher-equity areas. The demographic-stress sub-score lands at 21/100. About 490 people live here, median age 36. 100% of housing is owner-occupied.

Net-net, 36513 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. Parcel-level detail for 36513 is not published yet -- the ZIP-level readings above remain fully sourced to public records.

Big metro or rural, 36513 runs through one identical public-record model, so its 28/100 sits on the same scale as every other ZIP in Washington County, Alabama and the nation. The score is rebuilt from public data as it updates, so 36513 reflects the current record instead of a stale or modeled snapshot.

Behind 36513's composite sit distinct signals (foreclosure, mortgage, tax-lien, lender and structural), each scored on its own before rolling up, so two ZIPs with the same total can describe very different situations on the ground. Practically, 36513 works as a screen — verify the reading, drill to the specific parcels driving it, and carry the deal through capital and closing on the platform.