ZIP 36558 Foreclosure, Tax-Lien & Distress Report

Washington County, Alabama's ZIP 36558 registers 20/100 composite distress, which DLRadar reads as low. Its heaviest discrete signals: construction/permit lag (50/100), structural risk (42/100), institutional ownership (41/100). On the quiet end sit mortgage stress (21/100). It additionally carries heavy environmental risk: FEMA disaster exposure (85/100). Structural exposure scores 42 and live distress 6 on the 0–100 scale.

The market reads expansion — home values rose 5.0% year on year (phase confidence 34/100). Rising prices can mask pockets of distress, where per-parcel scoring earns its keep.

At $59,420, median income runs below typical U.S. levels. Around 54% of renters are cost-burdened. 15.7% of residents fall below the poverty threshold. Owners hold 88% of homes, renters 12%. Around 20% of adults hold a bachelor's degree or higher. The demographic-stress sub-score lands at 30/100. About 4,503 people live here, median age 43. A median home runs $141,400 here, or 2.4 times local income. The ZIP holds roughly 2,017 housing units. Vacancy runs 19.4%, above the national norm and a classic distress-and-opportunity signal.

Net-net, 36558 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. While 36558 carries no listed distressed parcels today, each signal above ties back to a public dataset on the same national scale.

Big metro or rural, 36558 runs through one identical scoring model, so its 20/100 sits on the same scale as every other ZIP in Washington County, Alabama and the nation. Where the record is thin for 36558, the field stays empty rather than modeled, and fills in as new documents post.

The 20/100 figure for 36558 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. Practically, 36558 works as a screen — verify the reading, drill to the specific parcels driving it, and carry the deal through capital and closing on the platform.