ZIP 36908 Foreclosure, Tax-Lien & Distress Report

In Choctaw County, Alabama, ZIP 36908 scores 17 of 100 for composite distress, a low level on DLRadar's distress index. Structurally it carries 35/100, against 6/100 of stress already in motion. Environmental exposure also runs high (FEMA disaster exposure (73/100), climate & FEMA risk (66/100)). Leading the profile are institutional ownership (39/100), structural risk (35/100), mortgage stress (21/100). By contrast, structural risk (35/100) and mortgage stress (21/100) register low.

Prices here sit in a expansion phase: values rose 5.0% over the trailing year, at 34/100 phase confidence. Appreciation rarely lifts every parcel — the laggards are the opportunity.

A median home runs $111,400 here, or 1.6 times local income. At $54,775, median income runs below typical U.S. levels. There are about 1,000 housing units across 36908. Around 75% of renters are cost-burdened. Population is roughly 1,708 with a median age of 43. On demographic stress specifically, 36908 scores 34/100. 81% of housing is owner-occupied. Educational attainment sits at 14% bachelor's-or-above. The vacancy rate is 34.1% — elevated. The poverty rate is 17.2% — high, a tax-stress and distress correlate.

Taken together, 36908 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. Parcel-level detail for 36908 is not published yet -- the ZIP-level readings above remain fully sourced.

Whether 36908 runs hot or quiet, its 17/100 composite is built the same deterministic way as every ZIP in the country — from recorded foreclosure, mortgage, tax-lien, climate and lender signals — so 36908 can be compared directly against any other ZIP in Choctaw County, Alabama or nationwide. Sparse data for 36908 shows as blanks, never estimates, and the score updates on every fresh public filing.

36908's score blends several independent layers — foreclosure and mortgage stress, tax and lien delinquency, bank headwind and structural exposure — into one 0–100 number, so understanding the components matters as much as the headline for anyone screening the ZIP. In workflow terms, 36908 is a go/no-go - the score says whether to drill in, then DLRadar carries you to parcels, capital and closing.