ZIP 36908 Property Distress & Foreclosure Data

ZIP code 36908 in Choctaw County, Alabama carries a composite property-distress score of 19/100 — a low reading on DLRadar's deterministic public-record index. Structural risk reads 37/100 against active distress of 6/100. It additionally carries heavy environmental risk: FEMA disaster exposure (83/100), climate & FEMA risk (66/100). What sets it apart are the readings on institutional ownership (45/100), structural risk (37/100), mortgage stress (21/100). By contrast, structural risk (37/100) and mortgage stress (21/100) register low.

The market reads peak — home values rose 4.2% year on year, at 38/100 phase confidence. Topping markets hide individual distress behind strong averages.

Home values center near $111,400, an affordability ratio of 1.6× — accessible. Median household income is $54,775, below the U.S. median near $78,000. There are about 1,000 housing units across 36908. Rent burden reaches 75% of tenant households. About 1,708 people live here, median age 43. DLRadar's demographic-stress index for the area reads 34/100. Owners hold 81% of homes, renters 19%. Educational attainment sits at 14% bachelor's-or-above. Vacancy runs 34.1%, above the national norm and a classic distress-and-opportunity signal. 17.2% of residents fall below the poverty threshold.

Net-net, 36908 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.