Choctaw County, AL: Foreclosures, Tax Liens & Distressed Properties

Choctaw County, AL, Alabama: 11 ZIP codes scored, Choctaw County, AL averaging 19/100 (low, Choctaw, AL), from 17 to 23. Choctaw County, AL is in its expansion phase (Choctaw, AL confidence 34/100): Choctaw, AL home prices up 5.0% (Choctaw, AL) over twelve months. Choctaw County, AL lender headwind: 64/100.

Highest-scoring Choctaw County, AL ZIPs: 36919 (23/100), 36558 (20/100), 36904 (18/100), 36908 (18/100), 36910 (18/100), 36912 (18/100). Also scored in Choctaw County, AL: 36913, 36915, 36916, 36921, 36922.

Across Choctaw County, AL's scored ZIPs: median home value $117,325, household income $50,945, 22.9% vacancy, 28.6% poverty, 89% owner-occupied, median age 48.9.

Choctaw County, AL insurance distress 37/100 (#1,361 in the US); FEMA hazard 73/100 for Choctaw, AL; 2 federal disaster declarations in Choctaw County, AL since 2023 (2 hurricane); Choctaw, AL construction distress 6/100.

3 banks with 5 branches lend in Choctaw County, AL; Choctaw, AL weighted bank stress 66/100, highest 77/100 in Choctaw, AL.

Choctaw County, AL unemployment 5.0% (Choctaw, AL +0.5 pts, six months).

7,200 housing units in Choctaw County, AL; 920 Choctaw, AL renter households; 30% of Choctaw, AL renters spend 30%+ of income on rent, 20% (Choctaw, AL) half or more.

Choctaw County, AL ranks #2,103 nationally on the opportunity index (Choctaw, AL, among all ranked counties); Choctaw, AL scores 27.3/100 and Choctaw, AL sits #65 inside Alabama. Choctaw, AL is in the weak opportunity phase; Choctaw, AL's primary driver is vacancy, Choctaw, AL second driver bank institutional; Choctaw, AL moved down 271 places. 1 short-sale listings across Choctaw, AL; 11 days on market observed in Choctaw, AL; 27.0% vacancy over 11 Choctaw, AL ZIPs.

No CFPB county sample covers Choctaw County, AL. The non-metro area reading for Choctaw, AL: 1.6% ninety-plus days late; Choctaw, AL's thirty-to-eighty-nine share is 4.7% (Choctaw, AL, December 2025 data); Alabama overall 1.1%.

Choctaw County, AL has 3 watched banks; 3 Choctaw, AL banks sit in an elevated band. Choctaw, AL footprints: First Us Bank (2 branches, stress 77) in Choctaw, AL; Regions Bank (2 branches, stress 57) in Choctaw, AL; West Alabama Bank&Trust (1 branch, stress 63) in Choctaw, AL.

1,945 of the 7,200 housing units in Choctaw, AL sit vacant.