ZIP 36919 Foreclosure, Tax-Lien & Distress Report

In Choctaw County, Alabama, ZIP 36919 scores 22 of 100 for composite distress, a low level on DLRadar's distress index. It additionally carries heavy environmental risk: FEMA disaster exposure (73/100), climate & FEMA risk (66/100). Property-level stress concentrates in construction/permit lag (50/100), structural risk (47/100), institutional ownership (39/100). On the quiet end sit institutional ownership (39/100) and mortgage stress (21/100). Structurally it carries 47/100, against 6/100 of stress already in motion.

Prices here sit in a expansion phase: values rose 5.0% over the trailing year (phase confidence 34/100). Rising prices can mask pockets of distress, where per-parcel scoring earns its keep.

1,733 residents call 36919 home, typically aged 47. The typical home is worth about $100,300 (1.6× income, relatively affordable). The demographic-stress sub-score lands at 22/100. Owners hold 88% of homes, renters 12%. Rent burden reaches 7% of tenant households. 14.4% of residents fall below the poverty threshold. The vacancy rate is 24.9% — elevated. Educational attainment sits at 13% bachelor's-or-above. The ZIP holds roughly 947 housing units. Median household income is $60,074, below the U.S. median near $78,000.

Net-net, 36919 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Parcel-level detail for 36919 is not published yet -- the ZIP-level readings above remain fully sourced.

Big metro or rural, 36919 runs through one identical scoring model, so its 22/100 sits on the same scale as every other ZIP in Choctaw County, Alabama and the nation. Nothing here is interpolated — where a source is thin for 36919, DLRadar leaves it blank rather than guessing, and re-scores as new records post.

Behind 36919's composite sit distinct signals (foreclosure, mortgage, tax-lien, lender and structural), each scored on its own before rolling up, so two ZIPs with the same total can describe very different situations on the ground. For a buyer, 36919 is one row in a larger workflow: confirm the score, pull the distressed parcels behind it, then move from signal to funded, closed acquisition through DLRadar.