ZIP 36912 Property Distress & Foreclosure Data

ZIP code 36912 in Choctaw County, Alabama carries a composite property-distress score of 28/100 — a low reading on DLRadar's deterministic public-record index. What sets it apart are the readings on construction/permit lag (100/100), structural risk (62/100), institutional ownership (45/100). On the quiet end sit mortgage stress (21/100). Environmental exposure also runs high (FEMA disaster exposure (83/100), climate & FEMA risk (65/100)). The latent-versus-live split is 62/100 structural and 6/100 already moving.

The peak-phase market in 36912 posted values that rose 4.2% over the year (phase confidence 38/100). Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

About 19% have a four-year degree. A median home runs $69,600 here, or 1.3 times local income. Roughly 17.8% live below the poverty line, elevated and often tied to deferred-maintenance inventory. Around 58% of renters are cost-burdened. The vacancy rate is 37.0% — elevated. Population is roughly 1,299 with a median age of 60. Households earn a median $67,674 — below the roughly $78,000 national figure. The tenure split is 94% owner-occupied to 6% rented. On demographic stress specifically, 36912 scores 29/100. The ZIP holds roughly 956 housing units.

On the whole, 36912 leans distressed, with opportunity clustered in specific stressed parcels. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.