ZIP 36912 Foreclosure, Tax-Lien & Distress Report
Choctaw County, Alabama · High Vacancy market
Composite property distress in 36912 (Choctaw County, Alabama) lands at 17/100 — low on DLRadar's distress scoring. The pressure is most legible in institutional ownership (40/100), structural risk (35/100), mortgage stress (21/100). On the quiet end sit structural risk (35/100) and mortgage stress (21/100). Environmental exposure also runs high (FEMA disaster exposure (73/100), climate & FEMA risk (65/100)). Structural risk reads 35/100 against active distress of 6/100.
The expansion-phase market in 36912 posted values that rose 5.0% over the year (phase confidence 34/100). Rising prices can mask pockets of distress, where per-parcel scoring earns its keep.
Educational attainment sits at 19% bachelor's-or-above. Home values center near $69,600, an affordability ratio of 1.3× — accessible. Roughly 17.8% live below the poverty line, elevated and often tied to deferred-maintenance inventory. Around 58% of renters are cost-burdened. The vacancy rate is 37.0% — elevated. 1,299 residents call 36912 home, typically aged 60. At $67,674, median income runs below typical U.S. levels. The tenure split is 94% owner-occupied to 6% rented. On demographic stress specifically, 36912 scores 29/100. There are about 956 housing units across 36912.
On the whole, 36912 leans distressed, with opportunity clustered in specific stressed parcels. 36912 has no individual parcels listed at present; the signals above still come from the same audited public sources used nationwide.
No ZIP is too small to score: 36912 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 17/100 composite is a like-for-like number rather than an isolated estimate. 36912 carries no interpolated values - each figure ties to a public source and refreshes the moment new records land.
Each component behind 36912 - foreclosure, mortgage stress, tax and lien delinquency, lender pullback, structural exposure - is graded on its own before the 17/100 roll-up. For an operator, 36912 is step one - verify, pull the parcels driving the score, and move straight through to a funded close.
Distress signal breakdown — ZIP 36912
Delinquent tax, institutional holdings, insurance strain, flood/NFIP exposure, build-out lag, price dislocation and auction pace — along with the 0 individual distressed properties are broken out by owner, address, APN, per-property score and exit read inside DLRadar.
Snapshot: 36912 by the numbers
Real-time distress, cycle phase, housing and bank-stress readings for 36912, the same set carried on every parcel.
Other Choctaw County ZIP codes
Nearest ZIP codes to 36912
By straight-line distance between ZIP centers — the surrounding market, whichever county or state line it crosses.
More distress data near 36912
Additional distress intelligence spanning Choctaw County, Alabama by ZIP, county and state.
Unlock parcel-level detail for ZIP 36912
Open 36912 parcel by parcel: owner, address, APN, individual distress score, lender exposure, exit-velocity estimate, and owner and lender records in a single click. Updated continuously across the country.
Each signal above is traceable to an open dataset · methodology