ZIP 35442 Foreclosure, Tax-Lien & Distress Report

In Pickens County, Alabama, ZIP 35442 scores 14 of 100 for composite distress, a minimal level on DLRadar's public-record index. The split runs 28/100 structural to 6/100 active on the ground. The most distinctive pressure shows up in institutional ownership (43/100), structural risk (28/100), mortgage stress (20/100). On the quiet end sit structural risk (28/100) and mortgage stress (20/100). It additionally carries heavy environmental risk: FEMA disaster exposure (78/100).

The contraction-phase market in 35442 posted values that held roughly flat over the year, 2.3% off the recent peak, at 43/100 phase confidence. Softening prices widen the spread between distressed and market value — what acquisition buyers watch for.

5,539 residents call 35442 home, typically aged 40. Vacancy runs 24.2%, above the national norm and a classic distress-and-opportunity signal. A median home runs $139,000 here, or 3.5 times local income. Around 49% of renters are cost-burdened. The demographic-stress sub-score lands at 41/100. About 12% have a four-year degree. The tenure split is 54% owner-occupied to 46% rented. Median household income is $34,274, below the U.S. median near $78,000. The ZIP holds roughly 2,111 housing units. The poverty rate is 34.8% — high, a tax-stress and distress correlate.

Net-net, 35442 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. There is no property file for 35442 at the moment; the composite and its components are still built from verifiable public records.

The 35442 read uses the identical public-record model applied coast to coast, which means its 14/100 score means exactly what it means anywhere else, and 35442 stays directly comparable to neighboring ZIPs and the rest of Pickens County, Alabama. Nothing here is interpolated — where a source is thin for 35442, DLRadar leaves it blank rather than guessing, and re-scores as new records post.

The 14/100 figure for 35442 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. The point of the 35442 score is action: it tells you whether to open the ZIP, and DLRadar takes it from there to parcels, funding and close.