ZIP 35481 Foreclosure, Tax-Lien & Distress Report
Pickens County, Alabama · High Vacancy market
DLRadar grades ZIP 35481 (Pickens County, Alabama) at a low 18/100 for overall property distress. Leading the profile are institutional ownership (54/100), structural risk (40/100), mortgage stress (20/100). On the quiet end sit mortgage stress (20/100). Structural exposure scores 40 and live distress 6 on the 0–100 scale. Environmental exposure also runs high (FEMA disaster exposure (74/100), flood (NFIP) exposure (66/100)).
Prices here sit in a contraction phase: values fell 1.6% over the trailing year, 2.8% off the recent peak, at 63/100 phase confidence. Softening prices widen the spread between distressed and market value — what acquisition buyers watch for.
The demographic-stress sub-score lands at 29/100. The poverty rate is 25.8% — high, a tax-stress and distress correlate. Vacancy runs 18.6%, above the national norm and a classic distress-and-opportunity signal. Owners hold 68% of homes, renters 32%. Around 20% of renters are cost-burdened. Around 9% of adults hold a bachelor's degree or higher. Median household income is $41,276, below the U.S. median near $78,000. About 2,909 people live here, median age 43. The typical home is worth about $84,000 (2.3× income, relatively affordable). The ZIP holds roughly 1,672 housing units.
On the whole, 35481 leans distressed, with opportunity clustered in specific stressed parcels. 35481 has no individual parcels listed at present; the signals above still come from the same audited public sources used nationwide.
No ZIP is too small to score: 35481 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 18/100 composite is a like-for-like number rather than an isolated estimate. Nothing here is interpolated — where a source is thin for 35481, DLRadar leaves it blank rather than guessing, and re-scores as new records post.
The 18/100 for 35481 sums independent layers - foreclosure, mortgage, tax-lien, lender headwind and structural risk - so the mix behind the number matters as much as the number. In workflow terms, 35481 is a go/no-go - the score says whether to drill in, then DLRadar carries you to parcels, capital and closing.
Distress signal breakdown — ZIP 35481
Tax arrears, institutional buyers, insurance load, flood exposure, stalled construction, dislocated pricing and auction velocity — together with the 0 individual distressed properties — each with owner, address, APN, its own distress score and an exit read — are in the full report.
Snapshot: 35481 by the numbers
The live 35481 panel — distress score, market phase, housing and bank pressure — as attached to every individual property.
Adjacent Pickens County ZIP reports
Nearest ZIP codes to 35481
By straight-line distance between ZIP centers — the surrounding market, whichever county or state line it crosses.
Keep exploring Alabama distress
Additional distress intelligence spanning Pickens County, Alabama by ZIP, county and state.
Open the complete 35481 acquisition file
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Deterministic. Every signal traces to a public dataset · methodology