ZIP 35481 Property Distress & Foreclosure Data

ZIP code 35481 in Pickens County, Alabama carries a composite property-distress score of 14/100 — a minimal reading on DLRadar's deterministic public-record index. What sets it apart are the readings on institutional ownership (45/100), structural risk (29/100), mortgage stress (20/100). On the quiet end sit structural risk (29/100) and mortgage stress (20/100). The latent-versus-live split is 29/100 structural and 6/100 already moving. Environmental exposure also runs high (FEMA disaster exposure (83/100)).

The peak-phase market in 35481 posted values that rose 3.4% over the year (phase confidence 43/100). Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

On demographic stress specifically, 35481 scores 29/100. Roughly 25.8% live below the poverty line, elevated and often tied to deferred-maintenance inventory. The vacancy rate is 18.6% — elevated. The tenure split is 68% owner-occupied to 32% rented. Around 20% of renters are cost-burdened. About 9% have a four-year degree. Households earn a median $41,276 — below the roughly $78,000 national figure. Population is roughly 2,909 with a median age of 43. A median home runs $84,000 here, or 2.3 times local income. The ZIP holds roughly 1,672 housing units.

On the whole, 35481 leans distressed, with opportunity clustered in specific stressed parcels. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.

14/100
Composite stress
29/100
Structural risk
6/100
Distress activity

Distress signal breakdown — ZIP 35481

Foreclosure activity0
Mortgage stress20
Climate / FEMA risk38
+9 more distress dimensions scored for this ZIP

Tax delinquency, institutional ownership, insurance pressure, NFIP/flood, construction lag, price dislocation and auction velocity — plus the 0 individual distressed properties (owner, address, APN, per-property score and exit read) are in the full DLRadar report.

Nearby ZIPs in Pickens County

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