ZIP 35481 Foreclosure, Tax-Lien & Distress Report
Pickens County, Alabama · High Vacancy market
DLRadar grades ZIP 35481 (Pickens County, Alabama) at a minimal 14/100 for overall property distress. Leading the profile are institutional ownership (43/100), structural risk (28/100), mortgage stress (20/100). On the quiet end sit structural risk (28/100) and mortgage stress (20/100). Structural exposure scores 28 and live distress 6 on the 0–100 scale. Environmental exposure also runs high (FEMA disaster exposure (78/100)).
Prices here sit in a contraction phase: values fell 1.6% over the trailing year, 2.8% off the recent peak, at 63/100 phase confidence. Softening prices widen the spread between distressed and market value — what acquisition buyers watch for.
The demographic-stress sub-score lands at 29/100. The poverty rate is 25.8% — high, a tax-stress and distress correlate. Vacancy runs 18.6%, above the national norm and a classic distress-and-opportunity signal. Owners hold 68% of homes, renters 32%. Around 20% of renters are cost-burdened. Around 9% of adults hold a bachelor's degree or higher. Median household income is $41,276, below the U.S. median near $78,000. About 2,909 people live here, median age 43. The typical home is worth about $84,000 (2.3× income, relatively affordable). The ZIP holds roughly 1,672 housing units.
On the whole, 35481 leans distressed, with opportunity clustered in specific stressed parcels. 35481 has no individual parcels listed at present; the signals above still come from the same audited public sources used nationwide.
No ZIP is too small to score: 35481 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 14/100 composite is a like-for-like number rather than an isolated estimate. Nothing here is interpolated — where a source is thin for 35481, DLRadar leaves it blank rather than guessing, and re-scores as new records post.
The 14/100 for 35481 sums independent layers - foreclosure, mortgage, tax-lien, lender headwind and structural risk - so the mix behind the number matters as much as the number. In workflow terms, 35481 is a go/no-go - the score says whether to drill in, then DLRadar carries you to parcels, capital and closing.
Distress signal breakdown — ZIP 35481
Tax arrears, institutional buyers, insurance load, flood exposure, stalled construction, dislocated pricing and auction velocity — together with the 0 individual distressed properties — each with owner, address, APN, its own distress score and an exit read — are in the full report.
Snapshot: 35481 by the numbers
The live 35481 panel — distress score, market phase, housing and bank pressure — as attached to every individual property.
Adjacent Pickens County ZIP reports
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Deterministic. Every signal traces to a public dataset · methodology