ZIP 35576 Foreclosure, Tax-Lien & Distress Report

DLRadar grades ZIP 35576 (Lamar County, Alabama) at a minimal 13/100 for overall property distress. The split runs 25/100 structural to 6/100 active on the ground. Its standout signals are institutional ownership (43/100), structural risk (25/100), mortgage stress (21/100). By contrast, structural risk (25/100) and mortgage stress (21/100) register low. Climate and flood risk are elevated too — FEMA disaster exposure (78/100).

The market reads peak — home values rose 3.7% year on year, at 22/100 phase confidence. Topping markets hide individual distress behind strong averages.

Owners hold 86% of homes, renters 14%. A median home runs $120,800 here, or 1.8 times local income. At $63,981, median income runs below typical U.S. levels. The ZIP holds roughly 1,717 housing units. About 3,875 people live here, median age 41. Vacancy runs 26.2%, above the national norm and a classic distress-and-opportunity signal. About 12% have a four-year degree. Roughly 10.9% live below the poverty line. Rent burden reaches 17% of tenant households. The demographic-stress sub-score lands at 24/100.

Taken together, 35576 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. 35576 has no individual parcels listed at present; the signals above still come from the same audited public sources used nationwide.

Whether 35576 runs hot or quiet, its 13/100 composite is built the same deterministic way as every ZIP in the country — from recorded foreclosure, mortgage, tax-lien, climate and lender signals — so 35576 can be compared directly against any other ZIP in Lamar County, Alabama or nationwide. Nothing here is interpolated — where a source is thin for 35576, DLRadar leaves it blank rather than guessing, and re-scores as new records post.

The 13/100 figure for 35576 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. In workflow terms, 35576 is a go/no-go - the score says whether to drill in, then DLRadar carries you to parcels, capital and closing.