ZIP 35586 Foreclosure, Tax-Lien & Distress Report

ZIP code 35586 in Lamar County, Alabama carries a composite property-distress score of 12/100 — a minimal reading on DLRadar's deterministic public-record index. What sets it apart are the readings on institutional ownership (43/100), structural risk (25/100), mortgage stress (21/100). structural risk (25/100) and mortgage stress (21/100) stay muted. Structural exposure scores 25 and live distress 6 on the 0–100 scale. Climate and flood risk are elevated too — FEMA disaster exposure (78/100).

The market reads expansion — home values rose 5.0% year on year, at 34/100 phase confidence. Even climbing markets leave specific parcels in distress; the scoring isolates them.

The poverty rate is 17.2% — high, a tax-stress and distress correlate. Population is roughly 3,442 with a median age of 43. Around 34% of renters are cost-burdened. Home values center near $115,300, an affordability ratio of 2.4× — accessible. Around 10% of adults hold a bachelor's degree or higher. DLRadar's demographic-stress index for the area reads 32/100. At $42,375, median income runs below typical U.S. levels. Vacancy runs 34.3%, above the national norm and a classic distress-and-opportunity signal. The tenure split is 76% owner-occupied to 24% rented. There are about 1,975 housing units across 35586.

On the whole, 35586 leans distressed, with opportunity clustered in specific stressed parcels. There is no property file for 35586 at the moment; the composite and its components are still built from verifiable public records.

No ZIP is too small to score: 35586 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 12/100 composite is a like-for-like number rather than an isolated estimate. Sparse data for 35586 shows as blanks, never estimates, and the score updates on every fresh public filing.

Behind 35586's composite sit distinct signals (foreclosure, mortgage, tax-lien, lender and structural), each scored on its own before rolling up, so two ZIPs with the same total can describe very different situations on the ground. For a buyer, 35586 is one row in a larger workflow: confirm the score, pull the distressed parcels behind it, then move from signal to funded, closed acquisition through DLRadar.