ZIP 38848 Property Distress & Foreclosure Data

ZIP code 38848 in Monroe County, Mississippi carries a composite property-distress score of 17/100 — a low reading on DLRadar's deterministic public-record index. What sets it apart are the readings on structural risk (39/100), construction/permit lag (33/100), institutional ownership (14/100). institutional ownership (14/100) and mortgage stress (8/100) stay muted. Climate and flood risk are elevated too — climate & FEMA risk (64/100). The latent-versus-live split is 39/100 structural and 3/100 already moving.

Prices here sit in a peak phase: values rose 4.7% over the trailing year (phase confidence 27/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

Around 11% of adults hold a bachelor's degree or higher. The poverty rate is 3.3% — low. The demographic-stress sub-score lands at 25/100. 100% of housing is owner-occupied. The vacancy rate is 27.3% — elevated. The ZIP holds roughly 361 housing units. 685 residents call 38848 home, typically aged 34. At $64,184, median income runs below typical U.S. levels. The typical home is worth about $234,200 (2.9× income, relatively affordable).

Taken together, 38848 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.