ZIP 38821 Property Distress & Foreclosure Data

In Monroe County, Mississippi, ZIP 38821 scores 17 of 100 for composite distress, a low level on DLRadar's public-record index. Structural risk reads 39/100 against active distress of 3/100. Its standout signals are structural risk (39/100), construction/permit lag (33/100), institutional ownership (14/100). institutional ownership (14/100) and mortgage stress (8/100) stay muted. Climate and flood risk are elevated too — climate & FEMA risk (64/100).

Prices here sit in a peak phase: values rose 4.7% over the trailing year, and 10% higher over three years, at 27/100 phase confidence. At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

Vacancy runs 15.7%, above the national norm and a classic distress-and-opportunity signal. At $52,810, median income runs below typical U.S. levels. 76% of housing is owner-occupied. Around 20% of adults hold a bachelor's degree or higher. There are about 6,062 housing units across 38821. Rent burden reaches 44% of tenant households. 12,417 residents call 38821 home, typically aged 43. The poverty rate is 13.9%. The typical home is worth about $179,100 (3.0× income, relatively affordable). The demographic-stress sub-score lands at 31/100.

Taken together, 38821 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.