ZIP 38821 Foreclosure, Tax-Lien & Distress Report
Monroe County, Mississippi · High Vacancy market
DLRadar grades ZIP 38821 (Monroe County, Mississippi) at a low 19/100 for overall property distress. Structurally it carries 43/100, against 3/100 of stress already in motion. Its heaviest discrete signals: construction/permit lag (45/100), structural risk (43/100), institutional ownership (15/100). On the quiet end sit institutional ownership (15/100) and mortgage stress (8/100). Climate and flood risk are elevated too — flood (NFIP) exposure (66/100), climate & FEMA risk (64/100).
Prices here sit in a peak phase: values rose 3.8% over the trailing year, and 10% higher over three years, at 28/100 phase confidence. Topping markets hide individual distress behind strong averages.
Vacancy runs 15.7%, above the national norm and a classic distress-and-opportunity signal. Households earn a median $52,810 — below the roughly $78,000 national figure. 76% of housing is owner-occupied. Educational attainment sits at 20% bachelor's-or-above. There are about 6,062 housing units across 38821. Around 44% of renters are cost-burdened. Population is roughly 12,417 with a median age of 43. Roughly 13.9% live below the poverty line. A median home runs $179,100 here, or 3.0 times local income. DLRadar's demographic-stress index for the area reads 31/100.
Taken together, 38821 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. While 38821 carries no listed distressed parcels today, each signal above ties back to a public dataset on the same national scale.
Big metro or rural, 38821 runs through one identical scoring model, so its 19/100 sits on the same scale as every other ZIP in Monroe County, Mississippi and the nation. Where the record is thin for 38821, the field stays empty rather than modeled, and fills in as new documents post.
Each component behind 38821 - foreclosure, mortgage stress, tax and lien delinquency, lender pullback, structural exposure - is graded on its own before the 19/100 roll-up. The point of the 38821 score is action: it tells you whether to open the ZIP, and DLRadar takes it from there to parcels, funding and close.
ZIP 38821 distress signals, scored
Delinquent tax, institutional holdings, insurance strain, flood/NFIP exposure, build-out lag, price dislocation and auction pace — along with the 0 individual distressed properties — each with owner, address, APN, its own distress score and an exit read — are in the full report.
38821 at a glance
38821 live: composite distress, market phase, housing detail and lender pressure, identical to the per-property report.
Other Monroe County ZIP codes
Nearest ZIP codes to 38821
By straight-line distance between ZIP centers — the surrounding market, whichever county or state line it crosses.
Related reports across Monroe County, Mississippi
Further distress data across Monroe County, Mississippi at ZIP, county and state level.
Open the complete 38821 acquisition file
See who owns each distressed property in 38821, where it is, its APN and score, the bank behind it and how fast it should exit — then open its owner and lender records in one click. Continuously refreshed, nationwide.
Each signal above is traceable to an open dataset · methodology