ZIP 39746 Foreclosure, Tax-Lien & Distress Report
Monroe County, Mississippi · High Vacancy market
In Monroe County, Mississippi, ZIP 39746 scores 19 of 100 for composite distress, a low level on DLRadar's distress index. It additionally carries heavy environmental risk: flood (NFIP) exposure (66/100), climate & FEMA risk (64/100). Structural exposure scores 43 and live distress 3 on the 0–100 scale. Property-level stress concentrates in construction/permit lag (45/100), structural risk (43/100), institutional ownership (15/100). On the quiet end sit institutional ownership (15/100) and mortgage stress (8/100).
Prices here sit in a peak phase: values rose 3.8% over the trailing year, and 16% higher over three years, at 28/100 phase confidence. Topping markets hide individual distress behind strong averages.
On demographic stress specifically, 39746 scores 23/100. The ZIP holds roughly 1,472 housing units. Around 22% of renters are cost-burdened. Educational attainment sits at 15% bachelor's-or-above. Median household income is $56,053, below the U.S. median near $78,000. 76% of housing is owner-occupied. The poverty rate is 7.3% — low. About 2,731 people live here, median age 43. Vacancy runs 19.7%, above the national norm and a classic distress-and-opportunity signal. A median home runs $83,900 here, or 1.7 times local income.
On the whole, 39746 leans distressed, with opportunity clustered in specific stressed parcels. While 39746 carries no listed distressed parcels today, each signal above ties back to a public dataset on the same national scale.
The number is not local guesswork: 39746's 19/100 comes from the same nationwide foreclosure, tax, mortgage and lender model, making it directly comparable anywhere. Every figure is auditable to a public dataset and refreshed as records update; 39746 shows blanks, not estimates, wherever the record is sparse.
39746's score blends several independent layers — foreclosure and mortgage stress, tax and lien delinquency, bank headwind and structural exposure — into one 0–100 number, so understanding the components matters as much as the headline for anyone screening the ZIP. Practically, 39746 works as a screen — verify the reading, drill to the specific parcels driving it, and carry the deal through capital and closing on the platform.
ZIP 39746 distress signals, scored
Tax arrears, institutional buyers, insurance load, flood exposure, stalled construction, dislocated pricing and auction velocity — together with the 0 individual distressed properties carry owner, address, APN, a parcel-level score and an exit read in the full DLRadar file.
Snapshot: 39746 by the numbers
Current distress, phase, housing and lender-pressure figures for 39746, drawn from the same report attached to each property.
Monroe County ZIPs near 39746
Nearest ZIP codes to 39746
By straight-line distance between ZIP centers — the surrounding market, whichever county or state line it crosses.
Related reports across Monroe County, Mississippi
Related ZIP, county and statewide reads linked to Monroe County, Mississippi.
Unlock parcel-level detail for ZIP 39746
The full 39746 file lists each distressed parcel with owner, address, APN, per-property score, bank exposure and exit-velocity read, and carries it straight through to owner and lender records. Refreshed continuously.
Each signal above is traceable to an open dataset · methodology