ZIP 39746 Property Distress & Foreclosure Data

Composite property distress in 39746 (Monroe County, Mississippi) lands at 17/100 — low on DLRadar's public-record scoring. It additionally carries heavy environmental risk: climate & FEMA risk (64/100). The latent-versus-live split is 39/100 structural and 3/100 already moving. The sharpest non-environmental signals are structural risk (39/100), construction/permit lag (33/100), institutional ownership (14/100). By contrast, institutional ownership (14/100) and mortgage stress (8/100) register low.

The market reads peak — home values rose 4.7% year on year, and 16% higher over three years (phase confidence 27/100). Topping markets hide individual distress behind strong averages.

DLRadar's demographic-stress index for the area reads 23/100. The ZIP holds roughly 1,472 housing units. Around 22% of renters are cost-burdened. Educational attainment sits at 15% bachelor's-or-above. Median household income is $56,053, below the U.S. median near $78,000. Owners hold 76% of homes, renters 24%. 7.3% of residents fall below the poverty threshold. About 2,731 people live here, median age 43. The vacancy rate is 19.7% — elevated. Home values center near $83,900, an affordability ratio of 1.7× — accessible.

Net-net, 39746 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.