ZIP 39766 Property Distress & Foreclosure Data

ZIP code 39766 in Lowndes County, Mississippi carries a composite property-distress score of 21/100 — a low reading on DLRadar's deterministic public-record index. What sets it apart are the readings on structural risk (49/100), construction/permit lag (42/100), institutional ownership (17/100). institutional ownership (17/100) and mortgage stress (9/100) stay muted. On the structural side it scores 49/100, with 3/100 of stress already active. Climate and flood risk are elevated too — climate & FEMA risk (78/100), flood (NFIP) exposure (76/100).

Prices here sit in a neutral phase: values rose 4.4% over the trailing year, and 27% higher over three years (phase confidence 27/100). Even climbing markets leave specific parcels in distress; the scoring isolates them.

Around 36% of renters are cost-burdened. The ZIP holds roughly 1,124 housing units. At $57,759, median income runs below typical U.S. levels. Around 21% of adults hold a bachelor's degree or higher. The poverty rate is 7.7%. The demographic-stress sub-score lands at 26/100. The typical home is worth about $162,700 (2.2× income, relatively affordable). The vacancy rate is 8.4%. 2,860 residents call 39766 home, typically aged 35. 70% of housing is owner-occupied.

Overall, 39766 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.