ZIP 39701 Foreclosure, Tax-Lien & Distress Report

ZIP code 39701 in Lowndes County, Mississippi carries a composite property-distress score of 21/100 — a low reading on DLRadar's deterministic public-record index. The latent-versus-live split is 47/100 structural and 3/100 already moving. Climate and flood risk are elevated too — climate & FEMA risk (78/100), flood (NFIP) exposure (75/100). Leading the profile are structural risk (47/100), construction/permit lag (38/100), institutional ownership (17/100). institutional ownership (17/100) and mortgage stress (9/100) stay muted.

Prices here sit in a peak phase: values rose 3.6% over the trailing year, and 15% higher over three years, at 21/100 phase confidence. Topping markets hide individual distress behind strong averages.

46% of housing is owner-occupied. Median household income is $28,523, below the U.S. median near $78,000. The ZIP holds roughly 6,899 housing units. Around 23% of adults hold a bachelor's degree or higher. Population is roughly 12,591 with a median age of 44. DLRadar's demographic-stress index for the area reads 42/100. The typical home is worth about $117,900 (4.3× income). Roughly 33.0% live below the poverty line, elevated and often tied to deferred-maintenance inventory. The vacancy rate is 22.5% — elevated. Around 48% of renters are cost-burdened.

Taken together, 39701 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. While 39701 carries no listed distressed parcels today, each signal above ties back to a public dataset on the same national scale.

Whether 39701 runs hot or quiet, its 21/100 composite is built the same deterministic way as every ZIP in the country — from recorded foreclosure, mortgage, tax-lien, climate and lender signals — so 39701 can be compared directly against any other ZIP in Lowndes County, Mississippi or nationwide. Where the public record is thin for 39701, the field stays empty rather than modeled, and fills in as new documents post.

39701's score blends several independent layers — foreclosure and mortgage stress, tax and lien delinquency, bank headwind and structural exposure — into one 0–100 number, so understanding the components matters as much as the headline for anyone screening the ZIP. In workflow terms, 39701 is a go/no-go - the score says whether to drill in, then DLRadar carries you to parcels, capital and closing.