ZIP 39743 Foreclosure, Tax-Lien & Distress Report

Composite property distress in 39743 (Lowndes County, Mississippi) lands at 20/100 — low on DLRadar's public-record scoring. Climate and flood risk are elevated too — flood (NFIP) exposure (73/100), climate & FEMA risk (71/100). The most distinctive pressure shows up in structural risk (45/100), construction/permit lag (38/100), institutional ownership (17/100). By contrast, institutional ownership (17/100) and mortgage stress (9/100) register low. Latent structural risk is 45/100 while live distress already moving reads 3/100.

Prices here sit in a peak phase: values rose 3.6% over the trailing year (phase confidence 21/100). Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

Home values center near $44,500, an affordability ratio of 1.9× — accessible. The tenure split is 85% owner-occupied to 15% rented. 1,900 residents call 39743 home, typically aged 47. The vacancy rate is 11.8% — elevated. There are about 801 housing units across 39743. Around 28% of renters are cost-burdened. About 11% have a four-year degree. Median household income is $50,184, below the U.S. median near $78,000. The demographic-stress sub-score lands at 24/100. The poverty rate is 12.3%.

Net-net, 39743 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. While 39743 carries no listed distressed parcels today, each signal above ties back to a public dataset on the same national scale.

No ZIP is too small to score: 39743 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 20/100 composite is a like-for-like number rather than an isolated estimate. Every figure is auditable to a public dataset and refreshed on ingest; 39743 shows blanks, not estimates, wherever the record is sparse.

Behind 39743's composite sit distinct signals (foreclosure, mortgage, tax-lien, lender and structural), each scored on its own before rolling up, so two ZIPs with the same total can describe very different situations on the ground. The point of the 39743 score is action: it tells you whether to open the ZIP, and DLRadar takes it from there to parcels, funding and close.