ZIP 39705 Foreclosure, Tax-Lien & Distress Report

Scored purely from public records, 39705 (Lowndes County, Mississippi) returns a low composite of 21/100. Climate and flood risk are elevated too — climate & FEMA risk (78/100), flood (NFIP) exposure (75/100). The most distinctive pressure shows up in structural risk (47/100), construction/permit lag (38/100), institutional ownership (17/100). By contrast, institutional ownership (17/100) and mortgage stress (9/100) register low. Structural risk reads 47/100 against active distress of 3/100.

Prices here sit in a peak phase: values rose 3.6% over the trailing year, and 5% higher over three years (phase confidence 21/100). Topping markets hide individual distress behind strong averages.

The tenure split is 63% owner-occupied to 37% rented. Home values center near $231,800, an affordability ratio of 3.3× — accessible. Median household income is $69,292, near the U.S. median near $78,000. Vacancy runs 17.1%, above the national norm and a classic distress-and-opportunity signal. About 12,195 people live here, median age 37. There are about 6,490 housing units across 39705. Rent burden reaches 30% of tenant households. Educational attainment sits at 42% bachelor's-or-above. 9.3% of residents fall below the poverty threshold. DLRadar's demographic-stress index for the area reads 28/100.

Net-net, 39705 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. 39705 has no individual parcels listed at present; the signals above still come from the same audited public sources used nationwide.

Whether 39705 runs hot or quiet, its 21/100 composite is built the same deterministic way as every ZIP in the country — from recorded foreclosure, mortgage, tax-lien, climate and lender signals — so 39705 can be compared directly against any other ZIP in Lowndes County, Mississippi or nationwide. Nothing here is interpolated — where a source is thin for 39705, DLRadar leaves it blank rather than guessing, and re-scores as new records post.

The 21/100 for 39705 sums independent layers - foreclosure, mortgage, tax-lien, lender headwind and structural risk - so the mix behind the number matters as much as the number. In workflow terms, 39705 is a go/no-go - the score says whether to drill in, then DLRadar carries you to parcels, capital and closing.