ZIP 39740 Property Distress & Foreclosure Data

DLRadar grades ZIP 39740 (Lowndes County, Mississippi) at a low 20/100 for overall property distress. Property-level stress concentrates in structural risk (46/100), construction/permit lag (41/100), institutional ownership (16/100). By contrast, institutional ownership (16/100) and mortgage stress (9/100) register low. On the structural side it scores 46/100, with 3/100 of stress already active. It additionally carries heavy environmental risk: climate & FEMA risk (74/100), flood (NFIP) exposure (70/100).

The market reads neutral — home values rose 4.5% year on year, and 11% higher over three years (phase confidence 26/100). Appreciation rarely lifts every parcel — the laggards are the opportunity.

9.7% of residents fall below the poverty threshold. About 5,893 people live here, median age 34. Around 19% of renters are cost-burdened. Educational attainment sits at 28% bachelor's-or-above. Median household income is $85,741, near the U.S. median near $78,000. The ZIP holds roughly 2,319 housing units. The vacancy rate is 12.1% — elevated. Home values center near $189,900, an affordability ratio of 1.8× — accessible. DLRadar's demographic-stress index for the area reads 22/100. Owners hold 79% of homes, renters 21%.

Net-net, 39740 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.