ZIP 39740 Foreclosure, Tax-Lien & Distress Report
Lowndes County, Mississippi · High Vacancy market
ZIP code 39740 in Lowndes County, Mississippi carries a composite property-distress score of 22/100 — a low reading on DLRadar's deterministic distress index. The most distinctive pressure shows up in construction/permit lag (54/100), structural risk (50/100), institutional ownership (16/100). By contrast, institutional ownership (16/100) and mortgage stress (9/100) register low. Structural risk reads 50/100 against active distress of 3/100. Climate and flood risk are elevated too — climate & FEMA risk (74/100), flood (NFIP) exposure (71/100).
Prices here sit in a peak phase: values rose 3.7% over the trailing year, and 11% higher over three years, at 23/100 phase confidence. At a peak the opportunity is selective — specific stressed parcels, not a broad discount.
The poverty rate is 9.7%. About 5,893 people live here, median age 34. Rent burden reaches 19% of tenant households. Around 28% of adults hold a bachelor's degree or higher. Households earn a median $85,741 — near the roughly $78,000 national figure. There are about 2,319 housing units across 39740. The vacancy rate is 12.1% — elevated. Home values center near $189,900, an affordability ratio of 1.8× — accessible. The demographic-stress sub-score lands at 22/100. 79% of housing is owner-occupied.
Taken together, 39740 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. 39740 has no individual parcels listed at present; the signals above still come from the same audited public sources used nationwide.
The number is not local guesswork: 39740's 22/100 comes from the same nationwide foreclosure, tax, mortgage and lender model, making it directly comparable anywhere. 39740 carries no interpolated values - each figure ties to a public source and refreshes the moment new records land.
The 22/100 for 39740 sums independent layers - foreclosure, mortgage, tax-lien, lender headwind and structural risk - so the mix behind the number matters as much as the number. Treat 39740 as a screen: confirm the composite, open the distressed parcels beneath it, and run the deal to funding and close on DLRadar.
Signal-by-signal read on 39740
Tax delinquency, institutional ownership, insurance pressure, NFIP/flood, construction lag, price dislocation and auction velocity — plus the 0 individual distressed properties carry owner, address, APN, a parcel-level score and an exit read in the full DLRadar file.
The 39740 distress snapshot
Current distress, phase, housing and lender-pressure figures for 39740, drawn from the same report attached to each property.
Lowndes County ZIPs near 39740
Nearest ZIP codes to 39740
By straight-line distance between ZIP centers — the surrounding market, whichever county or state line it crosses.
Explore related distress reports
Keep going: ZIP, county and state distress coverage for Lowndes County, Mississippi.
The complete 39740 distress and acquisition report
Pull every distressed parcel in 39740 — owner, address, APN, distress score, lender exposure and exit read — with owner and lender records one click away. Nationwide coverage, continuously updated.
Deterministic. Every signal traces to a public dataset · methodology