ZIP 39762 Foreclosure, Tax-Lien & Distress Report

ZIP code 39762 in Oktibbeha County, Mississippi carries a composite property-distress score of 19/100 — a low reading on DLRadar's deterministic distress index. The most distinctive pressure shows up in structural risk (44/100), construction/permit lag (39/100), institutional ownership (19/100). On the quiet end sit construction/permit lag (39/100) and institutional ownership (19/100). Climate and flood risk are elevated too — flood (NFIP) exposure (82/100), climate & FEMA risk (61/100). The latent-versus-live split is 44/100 structural and 0/100 already moving.

The market reads peak — home values rose 3.6% year on year, at 21/100 phase confidence. At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

Population is roughly 4,764 with a median age of 19. Educational attainment sits at 0% bachelor's-or-above. On demographic stress specifically, 39762 scores 95/100.

Overall 39762 looks resilient on the surface, so the edge is isolating individual stressed parcels. Parcel-level detail for 39762 is not published yet -- the ZIP-level readings above remain fully sourced.

Big metro or rural, 39762 runs through one identical scoring model, so its 19/100 sits on the same scale as every other ZIP in Oktibbeha County, Mississippi and the nation. The score is rebuilt from public data as it updates, so 39762 reflects the current record instead of a stale or modeled snapshot.

The 19/100 figure for 39762 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. For a buyer, 39762 is one row in a larger workflow: confirm the score, pull the distressed parcels behind it, then move from signal to funded, closed acquisition through DLRadar.