ZIP 39741 Foreclosure, Tax-Lien & Distress Report

DLRadar grades ZIP 39741 (Clay County, Mississippi) at a minimal 13/100 for overall property distress. The most distinctive pressure shows up in construction/permit lag (75/100), structural risk (30/100), mortgage stress (4/100). By contrast, mortgage stress (4/100) and institutional ownership (3/100) register low. Structural risk reads 30/100 against active distress of 1/100.

The market reads peak — home values rose 3.8% year on year, at 28/100 phase confidence. Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

1,227 residents call 39741 home, typically aged 50. Home values center near $99,400, an affordability ratio of 2.0× — accessible. Median household income is $49,048, below the U.S. median near $78,000. Around 0% of renters are cost-burdened. 79% of housing is owner-occupied. Vacancy runs 16.1%, above the national norm and a classic distress-and-opportunity signal. Roughly 18.8% live below the poverty line, elevated and often tied to deferred-maintenance inventory. There are about 691 housing units across 39741. Around 12% of adults hold a bachelor's degree or higher. The demographic-stress sub-score lands at 22/100.

Taken together, 39741 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. While 39741 carries no listed distressed parcels today, each signal above ties back to a public dataset on the same national scale.

Big metro or rural, 39741 runs through one identical public-record model, so its 13/100 sits on the same scale as every other ZIP in Clay County, Mississippi and the nation. Every figure is auditable to a public dataset and refreshed on ingest; 39741 shows blanks, not estimates, wherever the record is sparse.

The 13/100 figure for 39741 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. For an operator, 39741 is step one - verify, pull the parcels driving the score, and move straight through to a funded close.