Clay County, MS: Foreclosures, Tax Liens & Distressed Properties

Across Clay County, Mississippi, DLRadar grades every ZIP for foreclosure, mortgage, tax and bank-stress distress. 8 ZIP codes are tracked county-wide, averaging 13/100 distress. Individual Clay County ZIPs score between 5 and 19 on the 0–100 composite. On bank and credit headwind, Clay County scores 37/100.

In its peak phase, Clay County home prices rose 3.8% across the last year (phase confidence 28/100). At this stage of the cycle, the average masks the outliers as the ZIP scores below show.

With Clay County flat at +3.8% YoY (28/100 confidence), the wins are surgical so the headline market won't hand it over. A moderate 37/100 lender headwind means a blend the ZIP scores sort out.

Leading Clay County on distress: 39759 (19/100), 39756 (15/100), 39776 (14/100), 39741 (13/100), 39773 (13/100), 39755 (12/100). Further scored ZIPs: 39750, 39751.

Profile-wise, Clay County's tracked footprint show poverty running near 22.5%, 74% owner-occupancy, typical home values near $123,475, household income averaging about $43,267, below the national median, residents with a median age around 41.7, vacancy near 14.8%. Numbers like these frame the kind of distress to expect and the buyer pool on exit.

With a minimal 13/100 reading over 8 ZIPs, the opportunity hides below the average — work it parcel by parcel. Inside DLRadar, each Clay County property carries owner, address and APN, its own score, the lender behind it and an exit read.

No county is too small to score: Clay County, Mississippi runs through the same foreclosure, tax, lien and bank-stress model as every major metro, so Clay County's numbers mean exactly what they mean anywhere else in Mississippi.

Scores in Clay County, Mississippi exist to concentrate effort: a handful of ZIPs hold most of the distress, and the rest seldom justify the acquisition cost. The Clay County read is rebuilt from public records as they post — no modeling fills the gaps — so what you see is what the documents support, refreshed on each ingest.

At the ZIP level, the sharpest readings in Clay County are 39759 (19/100), 39756 (15/100), 39776 (14/100), 39741 (13/100), 39773 (13/100), 39755 (12/100). DLRadar also scores 39750, 39751 across the county. Each code carries its own composite built from that ZIP's foreclosure, mortgage, tax-lien and lender signals, so two neighboring ZIPs can diverge sharply even inside one county.

The Clay County score is not a single measure but a composite: foreclosure activity, mortgage and tax-lien stress, and local lender headwind each feed it, which is why understanding the components matters as much as the headline number.