Monroe County, MS: Foreclosures, Tax Liens & Distressed Properties

Monroe County, MS, Mississippi: 12 ZIP codes scored, Monroe County, MS averaging 18/100 (low, Monroe, MS), from 11 to 24. Monroe County, MS is in its peak phase (Monroe, MS confidence 28/100): Monroe, MS home prices up 3.8% (Monroe, MS) over twelve months. Monroe County, MS lender headwind: 50/100.

Highest-scoring Monroe County, MS ZIPs: 38868 (24/100), 39740 (22/100), 38821 (19/100), 38844 (19/100), 38848 (19/100), 38858 (19/100). Also scored in Monroe County, MS: 39730, 39746, 38870, 39756, 38860, 39773.

Across Monroe County, MS's scored ZIPs: median home value $138,273, household income $52,270, 21.1% vacancy, 18.6% poverty, 81% owner-occupied, median age 38.5.

Monroe County, MS insurance distress 22/100 (#2,036 in the US); FEMA hazard 0/100 for Monroe, MS; 4 federal disaster declarations in Monroe County, MS since 2023; 3 Monroe, MS NFIP flood claims, $39K paid; Monroe, MS construction distress 46/100.

7 banks with 12 branches lend in Monroe County, MS; Monroe, MS weighted bank stress 58/100, highest 74/100 in Monroe, MS.

Monroe County, MS unemployment 3.8% (Monroe, MS -1.1 pts, six months); 23 new housing units permitted in Monroe County, MS over twelve months, Monroe, MS up 5% from 22; Monroe, MS home prices +6.8% a year (Monroe, MS) over three years.

16,843 housing units in Monroe County, MS; 3,191 Monroe, MS renter households; 41% of Monroe, MS renters spend 30%+ of income on rent, 15% (Monroe, MS) half or more.

Monroe County, MS ranks #1,590 nationally on the opportunity index (Monroe, MS, among all ranked counties); Monroe, MS scores 29.1/100 and Monroe, MS sits #53 inside Mississippi. Monroe, MS is in the early_signal opportunity phase; Monroe, MS's primary driver is vacancy, Monroe, MS second driver bank institutional; Monroe, MS moved down 260 places. 4 short-sale listings across Monroe, MS; 43 days on market observed in Monroe, MS; 17.5% vacancy over 12 Monroe, MS ZIPs.

No CFPB county sample covers Monroe County, MS. The non-metro area reading for Monroe, MS: 1.8% ninety-plus days late; Monroe, MS's thirty-to-eighty-nine share is 5.9% (Monroe, MS, December 2025 data); Mississippi overall 1.8%.

Monroe County, MS has 5 watched banks; 5 Monroe, MS banks sit in an elevated band. Monroe, MS footprints: Renasant Bank (4 branches, stress 43) in Monroe, MS; Community Bank Of Ms (2 branches, stress 74) in Monroe, MS; Amory First S&L Bank Ssb (1 branch, stress 68) in Monroe, MS.

HUD lists 1 assisted multifamily property in Monroe County, MS with 28 units; 28 Monroe, MS units are assisted, 1 Monroe, MS properties under project-based Section 8.

2,948 of the 16,843 housing units in Monroe, MS sit vacant. Monroe County, MS permitted 0 multifamily units in twelve months; Monroe, MS's one-to-four unit structures added 23 units in Monroe County, MS.