ZIP 38870 Foreclosure, Tax-Lien & Distress Report
Monroe County, Mississippi · High Vacancy market
In Monroe County, Mississippi, ZIP 38870 scores 18 of 100 for composite distress, a low level on DLRadar's public-record index. The pressure is most legible in construction/permit lag (47/100), structural risk (40/100), institutional ownership (16/100). By contrast, institutional ownership (16/100) and mortgage stress (9/100) register low. Structural exposure scores 40 and live distress 3 on the 0–100 scale.
Prices here sit in a peak phase: values rose 3.8% over the trailing year, and 28% higher over three years, at 26/100 phase confidence. At a peak the opportunity is selective — specific stressed parcels, not a broad discount.
There are about 1,299 housing units across 38870. Home values center near $138,600, an affordability ratio of 1.9× — accessible. The poverty rate is 13.3%. DLRadar's demographic-stress index for the area reads 20/100. Population is roughly 2,471 with a median age of 46. The vacancy rate is 26.2% — elevated. Households earn a median $61,875 — below the roughly $78,000 national figure. Around 2% of renters are cost-burdened. Owners hold 89% of homes, renters 11%. Around 24% of adults hold a bachelor's degree or higher.
Net-net, 38870 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. There is no property file for 38870 at the moment; the composite and its components are still built from verifiable public records.
No ZIP is too small to score: 38870 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 18/100 composite is a like-for-like number rather than an isolated estimate. Where the public record is thin for 38870, the field stays empty rather than modeled, and fills in as new documents post.
Each component behind 38870 - foreclosure, mortgage stress, tax and lien delinquency, lender pullback, structural exposure - is graded on its own before the 18/100 roll-up. Treat 38870 as a screen: confirm the composite, open the distressed parcels beneath it, and run the deal to funding and close on DLRadar.
What is driving ZIP 38870’s distress
Delinquency on tax, investor concentration, insurance pressure, NFIP flood, lagging construction, price dislocation and sale velocity — and the 0 individual distressed properties are broken out by owner, address, APN, per-property score and exit read inside DLRadar.
The 38870 distress snapshot
The live 38870 panel — distress score, market phase, housing and bank pressure — as attached to every individual property.
Other Monroe County ZIP codes
More distress data near 38870
Additional distress intelligence spanning Monroe County, Mississippi by ZIP, county and state.
Open the complete 38870 acquisition file
Every distressed parcel in 38870 comes with owner and address, APN, its own distress score, bank exposure and an exit-velocity read — plus a one-click path to funding and closing, refreshed continuously nationwide.
Deterministic scoring, sourced entirely from public data · methodology