ZIP 38870 Property Distress & Foreclosure Data

ZIP code 38870 in Monroe County, Mississippi carries a composite property-distress score of 15/100 — a low reading on DLRadar's deterministic public-record index. What sets it apart are the readings on structural risk (33/100), institutional ownership (18/100), construction/permit lag (15/100). By contrast, construction/permit lag (15/100) and mortgage stress (9/100) register low. Structural exposure scores 33 and live distress 3 on the 0–100 scale.

The market reads peak — home values rose 4.6% year on year, and 28% higher over three years, at 25/100 phase confidence. Topping markets hide individual distress behind strong averages.

There are about 1,299 housing units across 38870. Home values center near $138,600, an affordability ratio of 1.9× — accessible. 13.3% of residents fall below the poverty threshold. DLRadar's demographic-stress index for the area reads 20/100. About 2,471 people live here, median age 46. Vacancy runs 26.2%, above the national norm and a classic distress-and-opportunity signal. Median household income is $61,875, below the U.S. median near $78,000. Rent burden reaches 2% of tenant households. Owners hold 89% of homes, renters 11%. Educational attainment sits at 24% bachelor's-or-above.

Net-net, 38870 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.