ZIP 38804 Foreclosure, Tax-Lien & Distress Report

In Lee County, Mississippi, ZIP 38804 scores 28 of 100 for composite distress, a low level on DLRadar's distress index. The pressure is most legible in structural risk (62/100), construction/permit lag (47/100), institutional ownership (44/100). By contrast, mortgage stress (19/100) register low. The latent-versus-live split is 62/100 structural and 6/100 already moving. It additionally carries heavy environmental risk: flood (NFIP) exposure (86/100), climate & FEMA risk (79/100).

Prices here sit in a peak phase: values rose 3.6% over the trailing year, and 17% higher over three years (phase confidence 21/100). Topping markets hide individual distress behind strong averages.

The typical home is worth about $219,700 (3.2× income, relatively affordable). There are about 7,853 housing units across 38804. At $63,837, median income runs below typical U.S. levels. Around 46% of renters are cost-burdened. On demographic stress specifically, 38804 scores 32/100. 16,920 residents call 38804 home, typically aged 40. 14.5% of residents fall below the poverty threshold. 63% of housing is owner-occupied. About 30% have a four-year degree. Vacancy runs 14.1%, above the national norm and a classic distress-and-opportunity signal.

Taken together, 38804 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. While 38804 carries no listed distressed parcels today, each signal above ties back to a public dataset on the same national scale.

The 38804 read uses the identical scoring model applied coast to coast, which means its 28/100 score means exactly what it means anywhere else, and 38804 stays directly comparable to neighboring ZIPs and the rest of Lee County, Mississippi. Nothing here is interpolated — where a source is thin for 38804, DLRadar leaves it blank rather than guessing, and re-scores as new records post.

The 28/100 for 38804 sums independent layers - foreclosure, mortgage, tax-lien, lender headwind and structural risk - so the mix behind the number matters as much as the number. For an operator, 38804 is step one - verify, pull the parcels driving the score, and move straight through to a funded close.