ZIP 38804 Property Distress & Foreclosure Data

DLRadar grades ZIP 38804 (Lee County, Mississippi) at a moderate 30/100 for overall property distress. Property-level stress concentrates in structural risk (68/100), construction/permit lag (67/100), institutional ownership (46/100). By contrast, mortgage stress (19/100) register low. The latent-versus-live split is 68/100 structural and 6/100 already moving. It additionally carries heavy environmental risk: flood (NFIP) exposure (86/100), climate & FEMA risk (79/100).

The market reads neutral — home values rose 4.4% year on year, and 17% higher over three years (phase confidence 27/100). Appreciation rarely lifts every parcel — the laggards are the opportunity.

Home values center near $219,700, an affordability ratio of 3.2× — accessible. The ZIP holds roughly 7,853 housing units. Median household income is $63,837, below the U.S. median near $78,000. Around 46% of renters are cost-burdened. DLRadar's demographic-stress index for the area reads 32/100. About 16,920 people live here, median age 40. 14.5% of residents fall below the poverty threshold. Owners hold 63% of homes, renters 37%. Educational attainment sits at 30% bachelor's-or-above. The vacancy rate is 14.1% — elevated.

Net-net, 38804 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.