ZIP 38869 Property Distress & Foreclosure Data

Composite property distress in 38869 (Pontotoc County, Mississippi) lands at 10/100 — minimal on DLRadar's public-record scoring. The sharpest non-environmental signals are construction/permit lag (22/100), structural risk (20/100), mortgage stress (4/100). mortgage stress (4/100) and institutional ownership (3/100) stay muted. Structural risk reads 20/100 against active distress of 1/100.

Prices here sit in a peak phase: values rose 4.7% over the trailing year, at 27/100 phase confidence. At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

The typical home is worth about $137,500 (2.3× income, relatively affordable). 57% of housing is owner-occupied. 297 residents call 38869 home, typically aged 54. The demographic-stress sub-score lands at 27/100. There are about 130 housing units across 38869. Vacancy runs 23.1%, above the national norm and a classic distress-and-opportunity signal. The poverty rate is 15.5%. Around 15% of adults hold a bachelor's degree or higher. At $61,563, median income runs below typical U.S. levels. Rent burden reaches 4% of tenant households.

Taken together, 38869 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.