Pontotoc County, MS: Foreclosures, Tax Liens & Distressed Properties

Across Pontotoc County, Mississippi, DLRadar grades every ZIP for foreclosure, mortgage, tax and bank-stress distress. Lender pressure in Pontotoc County registers 58/100 — a moderate bank-stress headwind. Across its ZIPs, composite distress spans 11 to 25 out of 100. The county spans 11 scored ZIP codes, averaging 15/100 composite distress.

In its peak phase, Pontotoc County home prices rose 3.8% across the last year (phase confidence 28/100). At this stage of the cycle, distress turns selective so screen ZIP by ZIP.

Near the cycle top at +3.8% YoY (28/100 confidence), the discount lives in outliers so the headline market won't hand it over. Mid-range bank stress at 58/100 means a blend the ZIP scores sort out.

Highest scores land in 38801 (25/100), 38868 (24/100), 38826 (16/100), 38828 (14/100), 38860 (14/100), 38841 (12/100); each opens to a full parcel breakdown. Coverage extends to 38850, 38863, 38864, 38871, 38869 among others.

By the numbers, Pontotoc County's tracked footprint show 16.7% of units sitting vacant, 73% of homes owner-occupied, incomes around $57,595, a median age of 37.6, 17.9% of households below the poverty line, typical home values near $154,200. Numbers like these set up the volume of pressured sellers and the exit liquidity behind them.

Pontotoc County, Mississippi's 15/100 average over 11 ZIPs says the edge is selective acquisition where the ZIP scores point. Inside DLRadar, each Pontotoc County property carries owner, APN and address, a score, the bank behind the note and how fast it should sell.

Because Pontotoc County, Mississippi is scored on the identical public-record model used nationwide, even a quiet county is measured on one scale — letting you weigh Pontotoc County against neighboring markets or the rest of Mississippi on equal footing.

Used properly, Pontotoc County, Mississippi's scores are a triage layer: they rank where motivated sellers cluster so acquisition spend goes to the ZIPs that convert rather than across Pontotoc County as a whole. The Pontotoc County scoring is reproducible from public sources alone, and DLRadar declines to estimate where the underlying record is incomplete.

The ZIP breakdown for Pontotoc County leads with 38801 (25/100), 38868 (24/100), 38826 (16/100), 38828 (14/100), 38860 (14/100), 38841 (12/100). DLRadar also scores 38850, 38863, 38864, 38871, 38869 across the county. Because each ZIP is graded on its own foreclosure, tax and lender record, the county's distress is best read code by code rather than as a single number.

The Pontotoc County score is not a single measure but a composite: foreclosure activity, mortgage and tax-lien stress, and local lender headwind each feed it, which is why understanding the components matters as much as the headline number.