ZIP 38828 Foreclosure, Tax-Lien & Distress Report

DLRadar grades ZIP 38828 (Union County, Mississippi) at a minimal 14/100 for overall property distress. On the structural side it scores 32/100, with 2/100 of stress already active. The most distinctive pressure shows up in construction/permit lag (60/100), structural risk (32/100), mortgage stress (6/100). On the quiet end sit mortgage stress (6/100) and institutional ownership (6/100).

The market reads peak — home values rose 3.8% year on year, and 27% higher over three years (phase confidence 28/100). Topping markets hide individual distress behind strong averages.

Around 16% of adults hold a bachelor's degree or higher. 15.8% of residents fall below the poverty threshold. 4,532 residents call 38828 home, typically aged 35. Around 28% of renters are cost-burdened. The tenure split is 81% owner-occupied to 19% rented. The ZIP holds roughly 1,863 housing units. Median household income is $54,507, below the U.S. median near $78,000. Vacancy runs 21.3%, above the national norm and a classic distress-and-opportunity signal. On demographic stress specifically, 38828 scores 29/100. The typical home is worth about $158,900 (2.6× income, relatively affordable).

Net-net, 38828 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. While 38828 carries no listed distressed parcels today, each signal above ties back to a public dataset on the same national scale.

Whether 38828 runs hot or quiet, its 14/100 composite is built the same deterministic way as every ZIP in the country — from recorded foreclosure, mortgage, tax-lien, climate and lender signals — so 38828 can be compared directly against any other ZIP in Union County, Mississippi or nationwide. Where the public record is thin for 38828, the field stays empty rather than modeled, and fills in as new documents post.

38828's score blends several independent layers — foreclosure and mortgage stress, tax and lien delinquency, bank headwind and structural exposure — into one 0–100 number, so understanding the components matters as much as the headline for anyone screening the ZIP. In workflow terms, 38828 is a go/no-go - the score says whether to drill in, then DLRadar carries you to parcels, capital and closing.