ZIP 38826 Foreclosure, Tax-Lien & Distress Report

ZIP code 38826 in Pontotoc County, Mississippi carries a composite property-distress score of 16/100 — a low reading on DLRadar's deterministic public-record index. Latent structural risk is 36/100 while live distress already moving reads 2/100. The most distinctive pressure shows up in construction/permit lag (44/100), structural risk (36/100), institutional ownership (14/100). On the quiet end sit institutional ownership (14/100) and mortgage stress (8/100).

Prices here sit in a peak phase: values rose 3.8% over the trailing year, and 8% higher over three years, at 26/100 phase confidence. Topping markets hide individual distress behind strong averages.

Households earn a median $76,946 — near the roughly $78,000 national figure. 10.8% of residents fall below the poverty threshold. DLRadar's demographic-stress index for the area reads 23/100. Educational attainment sits at 42% bachelor's-or-above. Around 17% of renters are cost-burdened. There are about 2,833 housing units across 38826. Population is roughly 5,711 with a median age of 42. The tenure split is 71% owner-occupied to 29% rented. Vacancy runs 9.5%. A median home runs $253,700 here, or 2.7 times local income.

Overall, 38826 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. 38826 has no individual parcels listed at present; the signals above still come from the same audited public sources used nationwide.

The 38826 read uses the identical public-record model applied coast to coast, which means its 16/100 score means exactly what it means anywhere else, and 38826 stays directly comparable to neighboring ZIPs and the rest of Pontotoc County, Mississippi. Sparse data for 38826 shows as blanks, never estimates, and the score updates on every fresh public filing.

Each component behind 38826 - foreclosure, mortgage stress, tax and lien delinquency, lender pullback, structural exposure - is graded on its own before the 16/100 roll-up. For an operator, 38826 is step one - verify, pull the parcels driving the score, and move straight through to a funded close.