ZIP 38826 Property Distress & Foreclosure Data

In Pontotoc County, Mississippi, ZIP 38826 scores 16 of 100 for composite distress, a low level on DLRadar's public-record index. The latent-versus-live split is 35/100 structural and 2/100 already moving. Its standout signals are construction/permit lag (40/100), structural risk (35/100), institutional ownership (15/100). On the quiet end sit institutional ownership (15/100) and mortgage stress (8/100).

The peak-phase market in 38826 posted values that rose 4.6% over the year, and 8% higher over three years (phase confidence 25/100). Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

Households earn a median $76,946 — near the roughly $78,000 national figure. Roughly 10.8% live below the poverty line. On demographic stress specifically, 38826 scores 23/100. About 42% have a four-year degree. Around 17% of renters are cost-burdened. The ZIP holds roughly 2,833 housing units. Population is roughly 5,711 with a median age of 42. The tenure split is 71% owner-occupied to 29% rented. The vacancy rate is 9.5%. A median home runs $253,700 here, or 2.7 times local income.

On balance 38826 is mixed, rewarding parcel-by-parcel screening over broad assumptions. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.