ZIP 38871 Property Distress & Foreclosure Data

In Pontotoc County, Mississippi, ZIP 38871 scores 11 of 100 for composite distress, a minimal level on DLRadar's public-record index. On the structural side it scores 24/100, with 2/100 of stress already active. Its standout signals are construction/permit lag (34/100), structural risk (24/100), mortgage stress (5/100). On the quiet end sit mortgage stress (5/100) and institutional ownership (3/100).

The peak-phase market in 38871 posted values that rose 4.7% over the year, and 13% higher over three years (phase confidence 26/100). Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

Roughly 20.3% live below the poverty line, elevated and often tied to deferred-maintenance inventory. Population is roughly 2,154 with a median age of 40. Households earn a median $63,661 — below the roughly $78,000 national figure. Around 4% of renters are cost-burdened. The vacancy rate is 19.8% — elevated. The tenure split is 85% owner-occupied to 15% rented. About 20% have a four-year degree. The ZIP holds roughly 1,141 housing units. On demographic stress specifically, 38871 scores 21/100. A median home runs $97,800 here, or 1.5 times local income.

On the whole, 38871 leans distressed, with opportunity clustered in specific stressed parcels. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.