ZIP 38655 Foreclosure, Tax-Lien & Distress Report

On DLRadar's 0-100 public-record scale, ZIP 38655 in Lafayette County, Mississippi comes in at 15, a low composite-distress reading. Its standout signals are construction/permit lag (45/100), structural risk (32/100), mortgage stress (8/100). On the quiet end sit mortgage stress (8/100) and institutional ownership (3/100). The split runs 32/100 structural to 2/100 active on the ground. Climate and flood risk are elevated too — climate & FEMA risk (67/100).

Prices here sit in a peak phase: values rose 3.6% over the trailing year, and 37% higher over three years (phase confidence 21/100). Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

There are about 25,415 housing units across 38655. Around 46% of renters are cost-burdened. About 48% have a four-year degree. The typical home is worth about $340,000 (4.3× income). Median household income is $64,423, below the U.S. median near $78,000. About 45,377 people live here, median age 33. The poverty rate is 20.0% — high, a tax-stress and distress correlate. Vacancy runs 35.2%, above the national norm and a classic distress-and-opportunity signal. On demographic stress specifically, 38655 scores 37/100. The tenure split is 60% owner-occupied to 40% rented.

Taken together, 38655 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. There is no property file for 38655 at the moment; the composite and its components are still built from verifiable public records.

The 38655 read uses the identical public-record model applied coast to coast, which means its 15/100 score means exactly what it means anywhere else, and 38655 stays directly comparable to neighboring ZIPs and the rest of Lafayette County, Mississippi. Nothing here is interpolated — where a source is thin for 38655, DLRadar leaves it blank rather than guessing, and re-scores as new records post.

Behind 38655's composite sit distinct signals (foreclosure, mortgage, tax-lien, lender and structural), each scored on its own before rolling up, so two ZIPs with the same total can describe very different situations on the ground. Treat 38655 as a screen: confirm the composite, open the distressed parcels beneath it, and run the deal to funding and close on DLRadar.