ZIP 38655 Property Distress & Foreclosure Data

In Lafayette County, Mississippi, ZIP 38655 scores 15 of 100 for composite distress, a low level on DLRadar's public-record index. Its standout signals are construction/permit lag (44/100), structural risk (32/100), mortgage stress (8/100). On the quiet end sit mortgage stress (8/100) and institutional ownership (3/100). On the structural side it scores 32/100, with 2/100 of stress already active. Environmental exposure also runs high (climate & FEMA risk (67/100)).

The neutral-phase market in 38655 posted values that rose 4.4% over the year, and 37% higher over three years (phase confidence 27/100). Rising prices can mask pockets of distress, where per-parcel scoring earns its keep.

The ZIP holds roughly 25,415 housing units. Around 46% of renters are cost-burdened. About 48% have a four-year degree. A median home runs $340,000 here, or 4.3 times local income. Households earn a median $64,423 — below the roughly $78,000 national figure. Population is roughly 45,377 with a median age of 33. Roughly 20.0% live below the poverty line, elevated and often tied to deferred-maintenance inventory. The vacancy rate is 35.2% — elevated. On demographic stress specifically, 38655 scores 37/100. The tenure split is 60% owner-occupied to 40% rented.

On the whole, 38655 leans distressed, with opportunity clustered in specific stressed parcels. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.