ZIP 38965 Foreclosure, Tax-Lien & Distress Report
Yalobusha County, Mississippi · High Vacancy market
Yalobusha County, Mississippi's ZIP 38965 registers 13/100 composite distress, which DLRadar reads as minimal. Structural exposure scores 30 and live distress 3 on the 0–100 scale. Its standout signals are construction/permit lag (45/100), structural risk (30/100), institutional ownership (14/100). By contrast, institutional ownership (14/100) and mortgage stress (10/100) register low.
The peak-phase market in 38965 posted values that rose 3.6% over the year, and 24% higher over three years, at 22/100 phase confidence. Topping markets hide individual distress behind strong averages.
Median household income is $57,368, below the U.S. median near $78,000. Around 30% of renters are cost-burdened. Roughly 19.4% live below the poverty line, elevated and often tied to deferred-maintenance inventory. On demographic stress specifically, 38965 scores 28/100. The vacancy rate is 17.8% — elevated. The typical home is worth about $153,100 (2.1× income, relatively affordable). There are about 4,118 housing units across 38965. Population is roughly 8,801 with a median age of 41. Around 15% of adults hold a bachelor's degree or higher. Owners hold 74% of homes, renters 26%.
On the whole, 38965 leans distressed, with opportunity clustered in specific stressed parcels. There is no property file for 38965 at the moment; the composite and its components are still built from verifiable public records.
No ZIP is too small to score: 38965 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 13/100 composite is a like-for-like number rather than an isolated estimate. Sparse data for 38965 shows as blanks, never estimates, and the score updates on every fresh public filing.
The 13/100 figure for 38965 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. Treat 38965 as a screen: confirm the composite, open the distressed parcels beneath it, and run the deal to funding and close on DLRadar.
Distress signal breakdown — ZIP 38965
Tax-delinquent parcels, institutional ownership, insurance strain, flood risk, construction lag, price dislocation and auction speed — plus the 0 individual distressed properties — each with owner, address, APN, its own distress score and an exit read — are in the full report.
ZIP 38965 Stress Report snapshot
Current distress, phase, housing and lender-pressure figures for 38965, drawn from the same report attached to each property.
Adjacent Yalobusha County ZIP reports
Related reports across Yalobusha County, Mississippi
Related ZIP, county and statewide reads linked to Yalobusha County, Mississippi.
Unlock parcel-level detail for ZIP 38965
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No modelling: every input is a public record · methodology