ZIP 38965 Foreclosure, Tax-Lien & Distress Report

Yalobusha County, Mississippi's ZIP 38965 registers 13/100 composite distress, which DLRadar reads as minimal. Structural exposure scores 30 and live distress 3 on the 0–100 scale. Its standout signals are construction/permit lag (45/100), structural risk (30/100), institutional ownership (14/100). By contrast, institutional ownership (14/100) and mortgage stress (10/100) register low.

The peak-phase market in 38965 posted values that rose 3.6% over the year, and 24% higher over three years, at 22/100 phase confidence. Topping markets hide individual distress behind strong averages.

Median household income is $57,368, below the U.S. median near $78,000. Around 30% of renters are cost-burdened. Roughly 19.4% live below the poverty line, elevated and often tied to deferred-maintenance inventory. On demographic stress specifically, 38965 scores 28/100. The vacancy rate is 17.8% — elevated. The typical home is worth about $153,100 (2.1× income, relatively affordable). There are about 4,118 housing units across 38965. Population is roughly 8,801 with a median age of 41. Around 15% of adults hold a bachelor's degree or higher. Owners hold 74% of homes, renters 26%.

On the whole, 38965 leans distressed, with opportunity clustered in specific stressed parcels. There is no property file for 38965 at the moment; the composite and its components are still built from verifiable records.

No ZIP is too small to score: 38965 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 13/100 composite is a like-for-like number rather than an isolated estimate. Sparse data for 38965 shows as blanks, never estimates, and the score updates on every fresh public filing.

The 13/100 figure for 38965 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. Treat 38965 as a screen: confirm the composite, open the distressed parcels beneath it, and run the deal to funding and close on DLRadar.