ZIP 38965 Property Distress & Foreclosure Data

ZIP code 38965 in Yalobusha County, Mississippi carries a composite property-distress score of 13/100 — a minimal reading on DLRadar's deterministic public-record index. The latent-versus-live split is 31/100 structural and 3/100 already moving. What sets it apart are the readings on construction/permit lag (47/100), structural risk (31/100), institutional ownership (14/100). institutional ownership (14/100) and mortgage stress (10/100) stay muted.

Prices here sit in a neutral phase: values rose 4.4% over the trailing year, and 24% higher over three years (phase confidence 26/100). Even climbing markets leave specific parcels in distress; the scoring isolates them.

At $57,368, median income runs below typical U.S. levels. Around 30% of renters are cost-burdened. The poverty rate is 19.4% — high, a tax-stress and distress correlate. The demographic-stress sub-score lands at 28/100. The vacancy rate is 17.8% — elevated. The typical home is worth about $153,100 (2.1× income, relatively affordable). The ZIP holds roughly 4,118 housing units. 8,801 residents call 38965 home, typically aged 41. Around 15% of adults hold a bachelor's degree or higher. 74% of housing is owner-occupied.

Taken together, 38965 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.