ZIP 38951 Foreclosure, Tax-Lien & Distress Report

Calhoun County, Mississippi's ZIP 38951 registers 17/100 composite distress, which DLRadar reads as low. The pressure is most legible in construction/permit lag (90/100), structural risk (38/100), institutional ownership (23/100). On the quiet end sit institutional ownership (23/100) and mortgage stress (13/100). Structural risk reads 38/100 against active distress of 4/100.

Prices here sit in a peak phase: values rose 3.8% over the trailing year, at 28/100 phase confidence. Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

Population is roughly 1,069 with a median age of 53. A median home runs $60,100 here, or 1.4 times local income. Around 0% of renters are cost-burdened. There are about 512 housing units across 38951. Owners hold 80% of homes, renters 20%. Vacancy runs 18.4%, above the national norm and a classic distress-and-opportunity signal. The poverty rate is 7.5%. Median household income is $39,161, below the U.S. median near $78,000. DLRadar's demographic-stress index for the area reads 19/100. About 12% have a four-year degree.

Net-net, 38951 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.

No ZIP is too small to score: 38951 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 17/100 composite is a like-for-like number rather than an isolated estimate. Nothing here is interpolated — where a source is thin for 38951, DLRadar leaves it blank rather than guessing, and re-scores as new records post.

Behind 38951's composite sit distinct signals (foreclosure, mortgage, tax-lien, lender and structural), each scored on its own before rolling up, so two ZIPs with the same total can describe very different situations on the ground. For an operator, 38951 is step one - verify, pull the parcels driving the score, and move straight through to a funded close.