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Where stress is building, how the cycle is turning, and what is live now.

ZIP 38915 Foreclosure, Tax-Lien & Distress Report

Calhoun County, Mississippi · High Vacancy market

Composite property distress in 38915 (Calhoun County, Mississippi) lands at 17/100 — low on DLRadar's public-record scoring. Its heaviest discrete signals: construction/permit lag (90/100), structural risk (38/100), institutional ownership (23/100). institutional ownership (23/100) and mortgage stress (13/100) stay muted. The latent-versus-live split is 38/100 structural and 4/100 already moving.

Prices here sit in a peak phase: values rose 3.8% over the trailing year (phase confidence 28/100). Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

Owners hold 68% of homes, renters 32%. A median home runs $99,300 here, or 2.0 times local income. The vacancy rate is 15.8% — elevated. DLRadar's demographic-stress index for the area reads 28/100. Population is roughly 3,186 with a median age of 43. There are about 1,927 housing units across 38915. Rent burden reaches 29% of tenant households. Households earn a median $42,500 — below the roughly $78,000 national figure. The poverty rate is 17.4% — high, a tax-stress and distress correlate. About 12% have a four-year degree.

Net-net, 38915 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.

Because one deterministic model scores every ZIP, 38915's 17/100 can be lined up against any neighbor in Calhoun County, Mississippi or any ZIP coast to coast. Where the public record is thin for 38915, the field stays empty rather than modeled, and fills in as new documents post.

Each component behind 38915 - foreclosure, mortgage stress, tax and lien delinquency, lender pullback, structural exposure - is graded on its own before the 17/100 roll-up. For a buyer, 38915 is one row in a larger workflow: confirm the score, pull the distressed parcels behind it, then move from signal to funded, closed acquisition through DLRadar.

17/100
Composite stress
38/100
Structural risk
4/100
Distress activity

What is driving ZIP 38915’s distress

Foreclosure activity0
Mortgage stress13
Climate / FEMA risk24
38915 carries 9 additional scored dimensions

Delinquent tax, institutional holdings, insurance strain, flood/NFIP exposure, build-out lag, price dislocation and auction pace — along with the 0 individual distressed properties carry owner, address, APN, a parcel-level score and an exit read in the full DLRadar file.

ZIP 38915 Stress Report snapshot

Current distress, phase, housing and lender-pressure figures for 38915, drawn from the same report attached to each property.

Loading ZIP 38915 stress data…

Other Calhoun County ZIP codes

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More ZIP, county and state distress intelligence connected to Calhoun County, Mississippi.

The complete 38915 distress and acquisition report

See who owns each distressed property in 38915, where it is, its APN and score, the bank behind it and how fast it should exit — then fund and close it in one click. Continuously refreshed, nationwide.

Built from public records, scored the same way everywhere · methodology

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