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ZIP 38916 Foreclosure, Tax-Lien & Distress Report

Calhoun County, Mississippi · High Vacancy market

Composite property distress in 38916 (Calhoun County, Mississippi) lands at 15/100 — low on DLRadar's distress scoring. On the structural side it scores 33/100, with 4/100 of stress already active. The pressure is most legible in construction/permit lag (70/100), structural risk (33/100), institutional ownership (24/100). institutional ownership (24/100) and mortgage stress (13/100) stay muted.

The market reads peak — home values rose 3.8% year on year (phase confidence 28/100). Topping markets hide individual distress behind strong averages.

The tenure split is 69% owner-occupied to 31% rented. Rent burden reaches 23% of tenant households. There are about 2,311 housing units across 38916. Educational attainment sits at 14% bachelor's-or-above. Roughly 23.5% live below the poverty line, elevated and often tied to deferred-maintenance inventory. About 4,488 people live here, median age 43. A median home runs $92,800 here, or 1.8 times local income. DLRadar's demographic-stress index for the area reads 27/100. At $45,918, median income runs below typical U.S. levels. Vacancy runs 14.4%, above the national norm and a classic distress-and-opportunity signal.

Taken together, 38916 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. No parcel file is published for 38916 yet, but every score above is drawn from a verifiable public dataset and refreshed as records post.

Whether 38916 runs hot or quiet, its 15/100 composite is built the same deterministic way as every ZIP in the country — from recorded foreclosure, mortgage, tax-lien, climate and lender signals — so 38916 can be compared directly against any other ZIP in Calhoun County, Mississippi or nationwide. Every figure is auditable to a public dataset and refreshed as records update; 38916 shows blanks, not estimates, wherever the record is sparse.

The 15/100 for 38916 sums independent layers - foreclosure, mortgage, tax-lien, lender headwind and structural risk - so the mix behind the number matters as much as the number. Treat 38916 as a screen: confirm the composite, open the distressed parcels beneath it, and run the deal to funding and close on DLRadar.

15/100
Composite stress
33/100
Structural risk
4/100
Distress activity

Distress signal breakdown — ZIP 38916

Foreclosure activity0
Mortgage stress13
Climate / FEMA risk23
Nine more distress signals are scored here

Unpaid tax, corporate ownership share, insurance cost pressure, NFIP flood risk, construction slowdown, price gaps and auction turnover — plus the 0 individual distressed properties carry owner, address, APN, a parcel-level score and an exit read in the full DLRadar file.

38916 at a glance

38916 live: composite distress, market phase, housing detail and lender pressure, identical to the per-property report.

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Rules-based scoring — each signal ties to a public dataset · methodology

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