ZIP 38864 Property Distress & Foreclosure Data
Composite property distress in 38864 (Pontotoc County, Mississippi) lands at 10/100 — minimal on DLRadar's public-record scoring. On the structural side it scores 22/100, with 2/100 of stress already active. The sharpest non-environmental signals are construction/permit lag (25/100), structural risk (22/100), institutional ownership (9/100). By contrast, institutional ownership (9/100) and mortgage stress (7/100) register low.
The market reads peak — home values rose 4.7% year on year (phase confidence 27/100). Topping markets hide individual distress behind strong averages.
Median household income is $53,698, below the U.S. median near $78,000. Owners hold 87% of homes, renters 13%. About 1,859 people live here, median age 25. Around 0% of renters are cost-burdened. Educational attainment sits at 11% bachelor's-or-above. DLRadar's demographic-stress index for the area reads 29/100. 17.5% of residents fall below the poverty threshold. The ZIP holds roughly 744 housing units. The vacancy rate is 21.2% — elevated. Home values center near $161,500, an affordability ratio of 3.8× — accessible.
Net-net, 38864 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.
Distress signal breakdown — ZIP 38864
Tax delinquency, institutional ownership, insurance pressure, NFIP/flood, construction lag, price dislocation and auction velocity — plus the 0 individual distressed properties (owner, address, APN, per-property score and exit read) are in the full DLRadar report.
Nearby ZIPs in Pontotoc County
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Deterministic. Every signal traces to a public dataset · methodology