ZIP 38863 Property Distress & Foreclosure Data

DLRadar grades ZIP 38863 (Pontotoc County, Mississippi) at a minimal 10/100 for overall property distress. Property-level stress concentrates in construction/permit lag (26/100), structural risk (22/100), mortgage stress (5/100). mortgage stress (5/100) and institutional ownership (3/100) stay muted. Structural exposure scores 22 and live distress 1 on the 0–100 scale.

Prices here sit in a peak phase: values rose 4.7% over the trailing year, and 16% higher over three years, at 27/100 phase confidence. At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

18,849 residents call 38863 home, typically aged 37. The poverty rate is 13.3%. Vacancy runs 16.0%, above the national norm and a classic distress-and-opportunity signal. 68% of housing is owner-occupied. The demographic-stress sub-score lands at 29/100. Rent burden reaches 30% of tenant households. The typical home is worth about $156,400 (2.7× income, relatively affordable). At $51,113, median income runs below typical U.S. levels. There are about 8,511 housing units across 38863. Around 19% of adults hold a bachelor's degree or higher.

Taken together, 38863 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.