ZIP 38863 Foreclosure, Tax-Lien & Distress Report
Pontotoc County, Mississippi · High Vacancy market
On DLRadar's 0-100 public-record scale, ZIP 38863 in Pontotoc County, Mississippi comes in at 12, a minimal composite-distress reading. Property-level stress concentrates in construction/permit lag (41/100), structural risk (25/100), mortgage stress (5/100). mortgage stress (5/100) and institutional ownership (3/100) stay muted. Structural exposure scores 25 and live distress 1 on the 0–100 scale.
Prices here sit in a peak phase: values rose 3.8% over the trailing year, and 16% higher over three years (phase confidence 28/100). Topping markets hide individual distress behind strong averages.
About 18,849 people live here, median age 37. The poverty rate is 13.3%. The vacancy rate is 16.0% — elevated. The tenure split is 68% owner-occupied to 32% rented. The demographic-stress sub-score lands at 29/100. Rent burden reaches 30% of tenant households. A median home runs $156,400 here, or 2.7 times local income. Median household income is $51,113, below the U.S. median near $78,000. The ZIP holds roughly 8,511 housing units. About 19% have a four-year degree.
On the whole, 38863 leans distressed, with opportunity clustered in specific stressed parcels. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.
Because one deterministic model scores every ZIP, 38863's 12/100 can be lined up against any neighbor in Pontotoc County, Mississippi or any ZIP coast to coast. Every figure is auditable to a public dataset and refreshed on ingest; 38863 shows blanks, not estimates, wherever the record is sparse.
The 12/100 figure for 38863 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. In workflow terms, 38863 is a go/no-go - the score says whether to drill in, then DLRadar carries you to parcels, capital and closing.
ZIP 38863 distress signals, scored
Tax-delinquent parcels, institutional ownership, insurance strain, flood risk, construction lag, price dislocation and auction speed — plus the 0 individual distressed properties — each with owner, address, APN, its own distress score and an exit read — are in the full report.
38863 at a glance
The live 38863 panel — distress score, market phase, housing and bank pressure — as attached to every individual property.
Neighbouring ZIPs in Pontotoc County
Related reports across Pontotoc County, Mississippi
Additional distress intelligence spanning Pontotoc County, Mississippi by ZIP, county and state.
Open the complete 38863 acquisition file
Get every distressed property in 38863 with owner, address, APN, per-property distress score, bank exposure, exit-velocity read and a one-click funding + closing path. Nationwide, refreshed continuously.
No modelling: every input is a public record · methodology