ZIP 38601 Property Distress & Foreclosure Data

DLRadar grades ZIP 38601 (Lafayette County, Mississippi) at a low 15/100 for overall property distress. Environmental exposure also runs high (climate & FEMA risk (67/100)). Property-level stress concentrates in construction/permit lag (44/100), structural risk (32/100), mortgage stress (8/100). On the quiet end sit mortgage stress (8/100) and institutional ownership (3/100). Structural risk reads 32/100 against active distress of 2/100.

The neutral-phase market in 38601 posted values that rose 4.4% over the year, and 56% higher over three years, at 27/100 phase confidence. Rising prices can mask pockets of distress, where per-parcel scoring earns its keep.

The tenure split is 79% owner-occupied to 21% rented. Vacancy runs 28.5%, above the national norm and a classic distress-and-opportunity signal. Population is roughly 2,531 with a median age of 37. There are about 1,155 housing units across 38601. A median home runs $190,000 here, or 4.3 times local income. Households earn a median $50,568 — below the roughly $78,000 national figure. Rent burden reaches 40% of tenant households. On demographic stress specifically, 38601 scores 35/100. About 20% have a four-year degree. Roughly 8.8% live below the poverty line.

On the whole, 38601 leans distressed, with opportunity clustered in specific stressed parcels. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.