ZIP 38627 Property Distress & Foreclosure Data

ZIP code 38627 in Lafayette County, Mississippi carries a composite property-distress score of 13/100 — a minimal reading on DLRadar's deterministic public-record index. What sets it apart are the readings on construction/permit lag (42/100), structural risk (29/100), mortgage stress (7/100). By contrast, mortgage stress (7/100) and institutional ownership (4/100) register low. Structural risk reads 29/100 against active distress of 2/100.

The market reads neutral — home values rose 4.5% year on year, at 25/100 phase confidence. Appreciation rarely lifts every parcel — the laggards are the opportunity.

Home values center near $149,200, an affordability ratio of 2.0× — accessible. Rent burden reaches 0% of tenant households. About 1,348 people live here, median age 50. Owners hold 95% of homes, renters 5%. There are about 724 housing units across 38627. Vacancy runs 21.1%, above the national norm and a classic distress-and-opportunity signal. Median household income is $69,732, near the U.S. median near $78,000. Educational attainment sits at 16% bachelor's-or-above. DLRadar's demographic-stress index for the area reads 18/100. 3.7% of residents fall below the poverty threshold.

Net-net, 38627 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.