ZIP 38627 Foreclosure, Tax-Lien & Distress Report
Lafayette County, Mississippi · High Vacancy market
In Lafayette County, Mississippi, ZIP 38627 scores 14 of 100 for composite distress, a minimal level on DLRadar's public-record index. What sets it apart are the readings on construction/permit lag (46/100), structural risk (30/100), mortgage stress (7/100). By contrast, mortgage stress (7/100) and institutional ownership (4/100) register low. On the structural side it scores 30/100, with 2/100 of stress already active.
Prices here sit in a peak phase: values rose 3.7% over the trailing year, at 24/100 phase confidence. Near a top, distress surfaces unevenly, so parcel screening beats headline strength.
A median home runs $149,200 here, or 2.0 times local income. Around 0% of renters are cost-burdened. 1,348 residents call 38627 home, typically aged 50. Owners hold 95% of homes, renters 5%. There are about 724 housing units across 38627. The vacancy rate is 21.1% — elevated. Households earn a median $69,732 — near the roughly $78,000 national figure. About 16% have a four-year degree. On demographic stress specifically, 38627 scores 18/100. The poverty rate is 3.7% — low.
Taken together, 38627 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. There is no property file for 38627 at the moment; the composite and its components are still built from verifiable public records.
The number is not local guesswork: 38627's 14/100 comes from the same nationwide foreclosure, tax, mortgage and lender model, making it directly comparable anywhere. The score is rebuilt from public data as it updates, so 38627 reflects the current record instead of a stale or modeled snapshot.
38627's headline rolls up several separately-scored signals, which is why two ZIPs can share a composite yet face very different distress. In workflow terms, 38627 is a go/no-go - the score says whether to drill in, then DLRadar carries you to parcels, capital and closing.
What is driving ZIP 38627’s distress
Delinquent tax, institutional holdings, insurance strain, flood/NFIP exposure, build-out lag, price dislocation and auction pace — along with the 0 individual distressed properties carry owner, address, APN, a parcel-level score and an exit read in the full DLRadar file.
38627 at a glance
Current distress, phase, housing and lender-pressure figures for 38627, drawn from the same report attached to each property.
Neighbouring ZIPs in Lafayette County
Related reports across Lafayette County, Mississippi
Other reports tied to Lafayette County, Mississippi — ZIP, county and statewide.
The complete 38627 distress and acquisition report
See who owns each distressed property in 38627, where it is, its APN and score, the bank behind it and how fast it should exit — then fund and close it in one click. Continuously refreshed, nationwide.
Each signal above is traceable to an open dataset · methodology