Lafayette County, MS: Foreclosures, Tax Liens & Distressed Properties

Lafayette County, Mississippi is scored end-to-end by DLRadar for property distress, drawn only from deterministic public records. Bank/credit headwind for the county is 52 on a 0–100 scale, a moderate reading. The county spans 13 scored ZIP codes, averaging 14/100 composite distress. Across its ZIPs, composite distress spans 12 to 15 out of 100.

Currently peak, Lafayette County saw prices rise 3.6% year over year, at 21/100 phase confidence. This late in the run, broad sweeps stop paying leaving the wins in individual deals.

Lafayette County's topped-out +3.6% YoY (21/100 confidence) means selectivity rules well beyond the county average. A mid-cycle 52/100 lender reading implies mixed owner- and bank-driven distress.

By composite, 38601 (15/100), 38655 (15/100), 38673 (15/100), 38677 (15/100), 38685 (15/100), 38949 (15/100) top the county — tap any ZIP to go deeper. Coverage extends to 38619, 38627, 38913, 38606, 38965, 38863, 38871 among others.

On the housing-and-income side, Lafayette County's scored ZIPs report 19.8% of units sitting vacant, a median age of 43.1, 17.3% of households below the poverty line, typical home values near $180,182, a median household income near $57,935 (below the US norm), 80% owner-occupancy. Numbers like these frame the supply of motivated sellers and the speed of resale.

At 14/100 composite over 13 ZIPs, Lafayette County is a screen-by-ZIP market for a disciplined buyer. Inside DLRadar, each Lafayette County property carries owner and contact detail, APN, a per-parcel score, lender exposure and exit read.

Because Lafayette County, Mississippi is scored on the identical public-record model used nationwide, even a quiet county is measured on one scale — letting you weigh Lafayette County against neighboring markets or the rest of Mississippi on equal footing.

Lafayette County, Mississippi is best worked from the top of the score down; blanket outreach across Lafayette County dilutes effort that the ZIP-level numbers would have focused. The Lafayette County read is rebuilt from public records as they post — no modeling fills the gaps — so what you see is what the documents support, refreshed on each ingest.

At the ZIP level, the sharpest readings in Lafayette County are 38601 (15/100), 38655 (15/100), 38673 (15/100), 38677 (15/100), 38685 (15/100), 38949 (15/100). DLRadar also scores 38619, 38627, 38913, 38606, 38965, 38863, 38871 across the county. Each code carries its own composite built from that ZIP's foreclosure, mortgage, tax-lien and lender signals, so two neighboring ZIPs can diverge sharply even inside one county.

DLRadar's composite for Lafayette County blends several independent signals — foreclosure and pre-foreclosure filings, mortgage stress, tax delinquency and liens, and the bank-stress headwind of the lenders operating locally — into one 0–100 score per ZIP, so a market can rank high on one axis and low on another.