Lafayette County, MS: Foreclosures, Tax Liens & Distressed Properties

Lafayette County, MS, Mississippi: 13 ZIP codes scored, Lafayette County, MS averaging 14/100 (minimal, Lafayette, MS), from 10 to 17. Lafayette County, MS is in its peak phase (Lafayette, MS confidence 21/100): Lafayette, MS home prices up 3.6% (Lafayette, MS) over twelve months. Lafayette County, MS lender headwind: 52/100.

Highest-scoring Lafayette County, MS ZIPs: 38685 (17/100), 38601 (15/100), 38655 (15/100), 38673 (15/100), 38677 (15/100), 38949 (15/100). Also scored in Lafayette County, MS: 38619, 38627, 38913, 38965, 38863, 38871, 38606.

Across Lafayette County, MS's scored ZIPs: median home value $180,182, household income $57,935, 19.8% vacancy, 17.3% poverty, 80% owner-occupied, median age 43.1.

Lafayette County, MS insurance distress 0/100 (#2,795 in the US); FEMA hazard 0/100 for Lafayette, MS; 4 federal disaster declarations in Lafayette County, MS since 2023; Lafayette, MS construction distress 45/100.

17 banks with 32 branches lend in Lafayette County, MS; Lafayette, MS weighted bank stress 62/100, highest 85/100 in Lafayette, MS.

Lafayette County, MS unemployment 2.6% (Lafayette, MS -0.9 pts, six months); 530 new housing units permitted in Lafayette County, MS over twelve months, Lafayette, MS up 6% from 502; Lafayette, MS home prices +12.4% a year (Lafayette, MS) over three years.

28,714 housing units in Lafayette County, MS; 6,806 Lafayette, MS renter households; 48% of Lafayette, MS renters spend 30%+ of income on rent, 30% (Lafayette, MS) half or more.

Lafayette County, MS ranks #1,660 nationally on the opportunity index (Lafayette, MS, among all ranked counties); Lafayette, MS scores 28.9/100 and Lafayette, MS sits #57 inside Mississippi. Lafayette, MS is in the early_signal opportunity phase; Lafayette, MS's primary driver is vacancy, Lafayette, MS second driver bank institutional; Lafayette, MS moved down 110 places. 10 short-sale listings across Lafayette, MS; 60 days on market observed in Lafayette, MS; 30.3% vacancy over 13 Lafayette, MS ZIPs.

No CFPB county sample covers Lafayette County, MS. The non-metro area reading for Lafayette, MS: 1.8% ninety-plus days late; Lafayette, MS's thirty-to-eighty-nine share is 5.9% (Lafayette, MS, December 2025 data); Mississippi overall 1.8%.

Lafayette County, MS has 12 watched banks; 12 Lafayette, MS banks sit in an elevated band. Lafayette, MS footprints: Fnb Oxford Bank (4 branches, stress 70) in Lafayette, MS; Guaranty Bank&Trust Co (4 branches, stress 64) in Lafayette, MS; Bankfirst Financial Services (3 branches, stress 57) in Lafayette, MS.

HUD lists 2 assisted multifamily properties in Lafayette County, MS with 124 units; 23 Lafayette, MS units are assisted, 1 Lafayette, MS properties under project-based Section 8.

9,670 of the 28,714 housing units in Lafayette, MS sit vacant. Lafayette County, MS permitted 29 multifamily units in twelve months; Lafayette, MS's one-to-four unit structures added 501 units in Lafayette County, MS.